5317 Papaya Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 5317 Papaya Cir, Harlingen, TX 78552

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,475 sqft · built 1998
Lot Size0.279 acres (12,135 sqft)
OwnerIndividual Name on Record
Last Sale$187,500 (Dec 2007)
Tax Bill$2,387 (2025)
Deeds & MortgagesApr 2019 Mortgage
Dec 2025 Sale
Flood ZoneZone X (moderate risk)
APN458080-0080-002000

Property Details

APN / Parcel Number

Primary APN458080-0080-002000
Alternative APN
  • 91251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,475 sqft Living Area
Gross Area3,167 sqft
1st Floor Area2,475 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,135 sqft (0.279 acres)
Lot Width135 ft Width
Garage TypeAttached
Garage Area692 sqft
DrivewayConcrete Driveway
Driveway Area1,000 sqft
Parking Spaces2 Parking Spaces
Pool Area144 sqft
PorchOpen Porch
Porch Area178 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5317 PAPAYA CIR
CityPALM VALLEY
StateTX
Zip78552-8956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-C
Legal DescriptionPALM VALLEY- PALM VALLEY ESTS 3 LOT 2 BLK 8
Legal SubdivisionPALM VALLEY ESTATES SUBDIVISION 3
Legal Block8
Legal Lot Number2
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1019
Census Tract10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5317 PAPAYA CIR, HARLINGEN, TX 78552-8956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
WELLS FARGO BANK NA
Dec 11, 2025Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2007 · Amount on Record
Deed SaleDec 21, 2007 · Amount on Record
Prior SaleAug 14, 2006 · Amount on Record
Deed Document Number200767914
Deed Book / Page14636 / 259
Prior Transfer DateAug 11, 2006
Prior Transfer Doc012908/136
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address5317 PAPAYA CIR, PALM VALLEY, TX 78552-8956
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024117/142
DateApr 5, 2019
Book Page24117/142
Instrument2019-00012592
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2034

December 2025: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCAMERON TX
Recording DateDec 11, 2025
Property Address5317 PAPAYA CIR, PALM VALLEY, TX 78552-8956
Document Number0202543403
Instrument DateDec 8, 2025
Instrument2025-43403
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5317 PAPAYA CIR, PALM VALLEY, TX 78552-8956

Transferred To (Grantee/Buyer)

NameVerified Name
Address5317 PAPAYA CIR, PALM VALLEY, TX 78552-8956

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityPalm Valley City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,475 (+1%)$264,717 (-1.82%) Land $78,271 Building $186,446
2025$2,387.00 (-15.32%) Homeowner's exemption Senior Citizen's exemption$236,795 (-5.84%)$269,631 (+7.22%) Land $78,271 Building $191,360
2024$2,819.00 (-12.21%)
2023$251,486 Land $55,214 Building $196,272$251,486 Land $55,214 Building $196,272
2022$3,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 336 policies
Nearby Flood Policies336 in force
Nearby Flood Claims159 (2008–2025)
Claims Outside the SFHA159 of 159
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 151 claims
  • Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM VALLEY
serves 1,310 people · EPA ID TX0310027
Water SourcePurchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State InspectionJan 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
RGV Communications
Fixed Wireless
100 / 100

May also be available: Smartcom Telephone.

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