5308 Papaya Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 5308 Papaya Cir, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,000 sqft · built 1973
Lot Size	0.381 acres (16,576 sqft)
Owner	Individual Name on Record
Last Sale	$347,130 (Aug 2022)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`458080-0090-002000`

Property Details

APN / Parcel Number

Primary APN	`458080-0090-002000`
Alternative APN	`91258`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	1,685 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	16,576 sqft (0.381 acres)
Lot Width	102 ft Width
Garage Type	Attached
Garage Area	565 sqft
Driveway	Concrete Driveway
Driveway Area	2,314 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	5308 PAPAYA CIR
City	HARLINGEN
State	TX
Zip	78552-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	LOT 2 BLK 9 PALM VALLEY ESTATES SUBDIVISION 3 (VOL 22 PG 41 MRCC)
Legal Subdivision	PALM VALLEY ESTATES SUBDIVISION 3
Legal Block	9
Legal Lot Number	2
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1018
Census Tract	10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Mar 25, 2021	Intrafamily Transfer, Transfer · VA Mortgage JFQ LENDING INC
Mar 9, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 20, 2018	Vendor's Lien, Transfer · VA Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	202235532
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	023215/304
Record Updated	Sep 20, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Aug 30, 2022
Property Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956
Document Number	0202235532
Map Reference	VOL 22 PG 41
Instrument Date	Aug 30, 2022
Instrument	2022-35532
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 PAPAYA CIR, PALM VALLEY, TX 78552-8956

Mortgage

Document Number	0202235533
Date	Aug 30, 2022
Instrument	2022-35533

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	Other
Max Rate	9.62%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Mar 25, 2021
Property Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956
Document Number	202112278
Map Reference	VOL 22 PG 41
Instrument Date	Mar 4, 2021
Instrument	2021-12278
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956

Mortgage

Document Number	202112279
Date	Mar 25, 2021
Instrument	2021-12279

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008839
Date	Mar 9, 2020
Instrument	2020-08839

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Feb 20, 2018
Property Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956
Document Number	23215/304
Book / Page	23215 / 304
Map Reference	VOL 22 PG 41
Instrument Date	Feb 20, 2018
Instrument	2018-00005978
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 PAPAYA CIR, HARLINGEN, TX 78552-8956

Mortgage

Document Number	201800005979
Date	Feb 20, 2018
Instrument	2018-00005979

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Palm Valley City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,000 (-) Land $136,752 Building $117,248	$254,000 (-) Land $136,752 Building $117,248
2025	$5,176.00 (-0.37%)	$254,000 (-0.39%) Land $136,752 Building $117,248	$254,000 (-0.39%) Land $136,752 Building $117,248
2024	$5,195.00 (-12.22%)
2023		$255,000 Land $136,752 Building $118,248	$255,000 Land $136,752 Building $118,248
2022	$5,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 336 policies
Nearby Flood Policies	336 in force
Nearby Flood Claims	159 (2008–2025)
Claims Outside the SFHA	159 of 159
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 151 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM VALLEY serves 1,310 people · EPA ID TX0310027
Water Source	Purchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: Smartcom Telephone.

Nearby Properties on Papaya Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures