5325 Papaya Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 5325 Papaya Cir, Harlingen, TX 78552

Property Summary

Property TypeSingle Family Home
Details3,078 sqft · built 1974
Lot Size0.342 acres (14,897 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Apr 2019)
Tax Bill$4,313 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN458080-0080-003000

Property Details

APN / Parcel Number

Primary APN458080-0080-003000
Alternative APN
  • 91252

Interior

Stories2 Stories
Building Area3,078 sqft Living Area
Gross Area3,739 sqft
1st Floor Area2,538 sqft
2nd Floor Area540 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Roof TypeFlat
Lot Area14,897 sqft (0.342 acres)
Lot Width95 ft Width
Garage TypeAttached
Garage Area661 sqft
DrivewayConcrete Driveway
Driveway Area2,000 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area1,016 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5325 PAPAYA CIR
CityHARLINGEN
StateTX
Zip78552-8956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-C
Legal DescriptionPALM VALLEY- PALM VALLEY ESTS 3 LOT 3 & NW 3,118.9 SQ FT LOT 6 BLK 8
Legal SubdivisionPALM VALLEY ESTATES SUBDIVISION 3
Legal Block8
Legal Lot Number3,6
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1019
Census Tract10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 530359, HARLINGEN, TX 78553-0359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleOct 16, 2008
Deed Document Number201915988
Deed Book / Page24174 / 86
Prior Transfer DateApr 26, 2019
Prior Transfer Doc24174/086
Record UpdatedSep 20, 2026

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCAMERON TX
Recording DateApr 29, 2019
Property Address5325 PAPAYA CIR, HARLINGEN, TX 78552-8956
Document Number24174/086
Book / Page24174 / 086
Map ReferenceVOL 22 PG 41
Instrument DateApr 26, 2019
Instrument2019-00015988
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyNOT AVAILABLE, NAVY FEDERAL CREDIT UNION

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6204 FOX TRL, 6204, DALLAS, TX 75248-4989

Transferred To (Grantee/Buyer)

NameVerified Name
Address5325 PAPAYA CIR, HARLINGEN, TX 78552-8956

Mortgage

Document Number201900015989
DateApr 29, 2019
Instrument2019-00015989
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityPalm Valley City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,420 (+1%)$319,581 (-) Land $96,084 Building $223,497
2025$4,313.00 (+4.86%) Homeowner's exemption$274,927 (-5.61%) Land $96,084 Building $223,497$319,581 (+9.72%) Land $96,084 Building $223,497
2023$291,277 Land $67,780 Building $223,497$291,277 Land $67,780 Building $223,497
2022$4,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 336 policies
Nearby Flood Policies336 in force
Nearby Flood Claims159 (2008–2025)
Claims Outside the SFHA159 of 159
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 151 claims
  • Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM VALLEY
serves 1,310 people · EPA ID TX0310027
Water SourcePurchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State InspectionJan 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
RGV Communications
Fixed Wireless
100 / 100

May also be available: Smartcom Telephone.

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