Frederick County property record for 5316 Sovereign Pl, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,826 sqft · built 1991 |
| Lot Size | 0.212 acres (9,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Oct 2024) |
| Tax Bill | $6,239 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-566417 |
| Primary APN | 28-566417 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Living Area |
| Gross Area | 3,226 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,216 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 566417 |
|---|---|
| Street Address | 5316 SOVEREIGN PL |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 16 SECT 1 9,216 SQ FT KINGSBROOK P.U.D. |
| Legal Subdivision | KINGSBROOK PUD SEC 1 JO |
| Legal Lot Number | 16 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751002 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5316 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST HM MTG |
| Jun 21, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Jun 8, 2023 · Amount on Record |
| Deed Book / Page | 17081 / 425 |
| Prior Transfer Date | Sep 30, 2024 |
| Prior Transfer Doc | 0170810425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 8, 2023 |
| Property Address | 5316 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0164720058 |
| Book / Page | 16472 / 58 |
| Map Reference | MB 43 PG 189 |
| Instrument Date | May 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5316 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0001647265 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 16472/65 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5316 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0144190050 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5316 SOVEREIGN PL FREDERICK MD 217038381, FREDERICK, MD 21703-8381 |
| Document Number | 0144190050 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 014419/000050 |
| Name | FIRST HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 21, 2019 |
| Property Address | 5316 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0130410467 |
| Book / Page | 13041 / 0467 |
| Map Reference | MB 43 PG 189 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5316 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 130410476 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 13041/0476 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,767 (+4.05%) | $564,500 (+12.14%) Land $157,200 Building $407,300 | |
| 2025 | $6,239.00 (+9.71%) | $503,400 (+19.44%) Land $99,400 Building $404,000 | $503,400 (-) Land $99,400 Building $404,000 |
| 2024 | $5,687.00 (+24.28%) | ||
| 2023 | $4,576.00 | $421,467 | $503,400 Land $99,400 Building $404,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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