Frederick County property record for 5309 Sovereign Pl, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,956 sqft · built 1991 |
| Lot Size | 0.231 acres (10,067 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,400 (Jan 1992) |
| Tax Bill | $6,522 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-566255 |
| Primary APN | 28-566255 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,956 sqft Living Area |
| Gross Area | 4,356 sqft |
| 1st Floor Area | 1,486 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,067 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 566255 |
|---|---|
| Street Address | 5309 SOVEREIGN PL |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 2 SECT 1 10,067 SQ FT KINGSBROOK P.U.D. |
| Legal Subdivision | KINGSBROOK PUD |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751002 |
5309 Sovereign Pl is owned and occupied by two individuals who acquired it in April 2020.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5309 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Jun 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 1992 · Amount on File |
| Deed Sale | Jan 28, 1992 · Amount on File |
| Prior Sale | Dec 2, 1991 · Amount on File |
| Deed Book / Page | 1759 / 447 |
| Last Transfer Date | Apr 16, 2020 |
| Transfer Doc | 0138140374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5309 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0120520361 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 12052/0361 |
| Instrument | 12052-0361 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 16, 2020 |
| Property Address | 5309 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0138140374 |
| Book / Page | 013814 / 000374 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5309 SOVEREIGN PL FREDERICK MD 217038381, FREDERICK, MD 21703-8381 |
The 2025 property tax bill for 5309 Sovereign Pl was $6,522 with a homeowner's exemption, up 6.4% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,800 (+2.86%) | $652,200 (+8.59%) Land $158,600 Building $493,600 | |
| 2025 | $6,522.00 (+6.36%) Homeowner's exemption | $600,600 Land $99,700 Building $500,900 | $600,600 Land $99,700 Building $500,900 |
| 2024 | $6,132.00 (+8.84%) | ||
| 2023 | $5,634.00 Homeowner's exemption | $499,333 | $600,600 Land $99,700 Building $500,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5309 Sovereign Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5309 Sovereign Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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