Frederick County property record for 5310 Sovereign Pl, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,690 sqft · built 1991 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2021) |
| Tax Bill | $7,332 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-566387 |
| Primary APN | 28-566387 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,690 sqft Living Area |
| Gross Area | 4,110 sqft |
| 1st Floor Area | 1,606 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,237 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 566387 |
|---|---|
| Street Address | 5310 SOVEREIGN PL |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 13 SECT 1 10,237 SQ FT KINGSBROOK P.U.D. |
| Legal Subdivision | KINGSBROOK PUD |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751002 |
5310 Sovereign Pl is owned and occupied by two individuals who bought it in June 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5310 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 1, 2021 | Deed, Transfer · FHA Mortgage NFM INC |
| Jun 29, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | Jun 2, 2014 · Amount on File |
| Deed Book / Page | 14943 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5310 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 5310 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0166340110 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 16634/110 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 1, 2021 |
| Property Address | 5310 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0149430481 |
| Book / Page | 14943 / 481 |
| Map Reference | MB 43 PG 189 |
| Instrument Date | May 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5310 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 14943487 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 14943/487 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5310 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0130940248 |
| Instrument Date | Jun 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5310 SOVEREIGN PL FREDERICK MD 217038381, FREDERICK, MD 21703-8381 |
| Document Number | 0130940248 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 013094/000248 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
The 2025 property tax bill for 5310 Sovereign Pl was $7,332.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,133 | $644,800 Land $158,900 Building $485,900 | |
| 2025 | $7,332.00 | ||
| 2023 | $5,619.00 | $471,933 | $592,800 Land $99,800 Building $493,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5310 Sovereign Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5310 Sovereign Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures