Oakland County property record for 5283 Ludstone, Troy, MI 48085
| Property Type | Condominium |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $544,750 (Jun 2020) |
| Tax Bill | $11,863 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-406-034 |
| Primary APN | 88-20-11-406-034 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 5283 LUDSTONE |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3686 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 2266 WHISPERING PARKCONDOMINIUM UNIT 34 L 52654 P 497 3-20-19 FR 401-001 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 34 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 196100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5283 LUDSTONE, TROY, MI 48085-3686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on File |
| Deed Sale | Jun 18, 2020 · Amount on File |
| Deed Document Number | 2020117053 |
| Deed Book / Page | 54367 / 576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5283 LUDSTONE, TROY, MI 48085-3686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5283 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000242932 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 56987/107 |
| Instrument | 242932 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5283 LUDSTONE, TROY, MI 48085-3686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5283 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000038636 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 55682/290 |
| Instrument | 38636 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 18, 2020 |
| Property Address | 5283 LUDSTONE, TROY, MI 48085-3686 |
| Document Number | 0000117053 |
| Book / Page | 054367 / 000576 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 117053 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,685.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 WOODVIEW CT #325 ROCHESTER HILLS MI 483074187, 325, ROCHESTER HILLS, MI 48307-4187 |
| Document Number | 117054 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 054367/000579 |
| Instrument | 117054 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48310 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,863.00 (+20.16%) | ||
| 2023 | $569,240 | ||
| 2022 | $9,873.00 | $284,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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