James City County property record for 5316 Gardner Ct, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,475 sqft · built 1987 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Aug 2004) |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4 06-0-0009 |
| Primary APN | 32-4 06-0-0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,475 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Fiberglass |
| Lot Area | 1,699 sqft (0.039 acres) |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19479 |
|---|---|
| Street Address | 5316 GARDNER CT |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 MULTIFA |
| Legal Description | L-9 S-4 CHISEL RUN |
| Legal Subdivision | CHISEL RUN |
| Legal Lot Number | 9 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 80205 |
Source: James City County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5316 GARDNER CT, WILLIAMSBURG, VA 23188-1973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2004 · Amount on Record |
| Deed Sale | Aug 27, 2004 · Amount on Record |
| Deed Document Number | 2004400021858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5316 GARDNER CT, WILLIAMSBURG, VA 23188-1973 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 210015568 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 210015568 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 (+6.36%) | $235,900 (+31.2%) Land $38,500 Building $197,400 | $235,900 (+31.2%) Land $38,500 Building $197,400 |
| 2024 | $1,840.00 (+23.32%) | ||
| 2023 | $1,492.00 | $179,800 Land $38,500 Building $141,300 | $179,800 Land $38,500 Building $141,300 |
| 2022 | $1,492.00 (+15.39%) | ||
| 2019 | $1,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Glo Fiber.
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