5311 Gardner Ct, Williamsburg, VA 23188 Property Records

James City County property record for 5311 Gardner Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,116 sqft · built 1987
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Mar 2024)
Tax Bill	$1,292 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-4 06-0-0062`

Property Details

APN / Parcel Number

Primary APN	`32-4 06-0-0062`
Alternative APN	`20647`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	2,396 sqft (0.055 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20647
Street Address	5311 GARDNER CT
City	WILLIAMSBURG
State	VA
Zip	23188-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFA
Legal Description	L-62 S-4 CHISEL RUN
Legal Subdivision	CHISEL RUN
Legal Lot Number	62
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1011
Census Tract	80205

Owner

5311 Gardner Ct is owned and occupied by an individual who bought it in March 2024.

Source: James City County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5311 GARDNER CT, WILLIAMSBURG, VA 23188-1974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Deed Document Number	20243658
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5311 GARDNER CT, WILLIAMSBURG, VA 23188-1974
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5311 GARDNER CT, WILLIAMSBURG, VA 23188-1974

Mortgage

Document Number	0202602135
Date	Feb 23, 2026
Instrument	202602135

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 26, 2024
Property Address	5311 GARDNER CT, WILLIAMSBURG, VA 23188-1974
Document Number	0202403658
Instrument Date	Mar 20, 2024
Instrument	202403658
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	OLEANDER TITLE AGENCY, ALEXANDER TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5311 GARDNER CT, WILLIAMSBURG, VA 23188-1974

Mortgage

Document Number	0202403659
Date	Mar 26, 2024
Instrument	202403659

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,500 Land $40,400 Building $162,100	$202,500 Land $40,400 Building $162,100
2023	$1,292.00	$155,700 Land $40,400 Building $115,300	$155,700 Land $40,400 Building $115,300
2022	$1,292.00
2019	$1,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5311 Gardner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5311 Gardner Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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