5324 Gardner Ct, Williamsburg, VA 23188 Property Records

James City County property record for 5324 Gardner Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,475 sqft · built 1987
Lot Size	0.039 acres (1,699 sqft)
Owner	Company Name on Record
Tax Bill	$1,950 (2025)
Deeds & Mortgages	May 2021 Sale Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-4 06-0-0013`

Property Details

APN / Parcel Number

Primary APN	`32-4 06-0-0013`
Alternative APN	`17834`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,475 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	1,699 sqft (0.039 acres)
Porch	Slab
Porch Area	56 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17834
Street Address	5324 GARDNER CT
City	WILLIAMSBURG
State	VA
Zip	23188-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFA
Legal Description	L-13 S-4 CHISEL RUN
Legal Subdivision	CHISEL RUN
Legal Lot Number	13
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1009
Census Tract	80205

Owner

Source: James City County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 BURWELL CT, WILLIAMSBURG, VA 23185-6507
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed, Transfer
Apr 12, 2021	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021
Deed Sale	Apr 12, 2021
Prior Sale	May 5, 2014 · Amount on Record
Deed Document Number	20217128
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 12, 2021
Property Address	5324 GARDNER CT, WILLIAMSBURG, VA 23188-1977
Document Number	0210009695
Instrument Date	May 5, 2021
Instrument	210009695
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BURWELL CT, WILLIAMSBURG, VA 23185-6507

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 12, 2021
Property Address	5324 GARDNER CT, WILLIAMSBURG, VA 23188-1977
Document Number	0210007128
Instrument Date	Apr 9, 2021
Instrument	210007128
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BURWELL CT, WILLIAMSBURG, VA 23185-6507

Mortgage

Document Number	0210007129
Date	Apr 12, 2021
Instrument	210007129

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (+6.38%)	$235,000 (+30.63%) Land $38,500 Building $196,500	$235,000 (+30.63%) Land $38,500 Building $196,500
2024	$1,833.00 (+22.77%)
2023	$1,493.00	$179,900 Land $38,500 Building $141,400	$179,900 Land $38,500 Building $141,400
2022	$1,493.00 (+15.47%)
2019	$1,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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