5316 Cedar Dr, Naperville, IL 60564 Property Records

Will County property record for 5316 Cedar Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,046 sqft · built 2011
Lot Size	0.28 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 2011)
Tax Bill	$13,676 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-20-205-014`

Property Details

APN / Parcel Number

Primary APN	`07-01-20-205-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,046 sqft Total Area
1st Floor Area	1,551 sqft
2nd Floor Area	1,495 sqft
Basement Area	1,551 sqft
Unfinished Basement	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	12,000 sqft (0.28 acres)
Garage Type	Attached
Garage Area	663 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5316 CEDAR DR
City	NAPERVILLE
State	IL
Zip	60564-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 IN ASHWOOD CREEK SUBDIVISION UNIT 2, BEING A SUB OF PRT OF THE NE1/4 OF SEC 20, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	20
Legal Subdivision	ASHWOOD CREEK
Legal Block	2
Legal Lot Number	96
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3011
Census Tract	880319

Owner

5316 Cedar Dr is owned and occupied by an individual who bought it in May 2011.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5316 CEDAR DR, NAPERVILLE, IL 60564-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2011 · Amount on File
Deed Sale	May 3, 2011 · Amount on File
Prior Sale	Jul 14, 2010 · Amount on File
Deed Document Number	201142964
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	5316 CEDAR DR, NAPERVILLE, IL 60564-1138
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036225
Date	Mar 31, 2021
Instrument	R2021036225

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	5316 CEDAR DR, NAPERVILLE, IL 60564-1138
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035287
Date	Mar 30, 2021
Instrument	R2021035287

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	5316 CEDAR DR, NAPERVILLE, IL 60564-1138
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046622
Date	Apr 26, 2021
Instrument	R2021046622

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	5316 CEDAR DR, NAPERVILLE, IL 60564-1138
Document Number	0000035561
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5316 CEDAR DR NAPERVILLE IL 605641138, NAPERVILLE, IL 60564-1138

Mortgage

Document Number	0000035561
Date	May 12, 2020
Instrument	35561

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

Interest

Rate	2.87%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	5316 CEDAR DR, NAPERVILLE, IL 60564-1138
Document Number	0000014157
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ACCURATE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5316 CEDAR DR NAPERVILLE IL 605641138, NAPERVILLE, IL 60564-1138

Mortgage

Document Number	0000014157
Date	Feb 15, 2017
Instrument	14157

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5316 Cedar Dr was $13,676.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,676.00	$235,005 (+9.95%) Land $57,947 Building $177,058	$705,015 (+9.95%) Land $173,841 Building $531,174
2024		$213,738 Land $52,703 Building $161,035	$641,214 Land $158,109 Building $483,105
2022	$13,634.00 Homeowner's exemption	$194,187 Land $44,042 Building $150,145	$582,561 Land $132,126 Building $450,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5316 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5316 Cedar Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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