4627 Cedar Dr, Naperville, IL 60564 Property Records

Will County property record for 4627 Cedar Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,730 sqft · built 2019
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2017)
Tax Bill	$23,654 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-403-025`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-403-025`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	4,730 sqft Total Area
1st Floor Area	2,572 sqft
2nd Floor Area	2,158 sqft
Basement Area	2,557 sqft
Finished Basement	1,940 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	18,208 sqft (0.418 acres)

Location & Zoning

Street Address	4627 CEDAR DR
City	NAPERVILLE
State	IL
Zip	60564-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 2, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	2
Legal Block	3
Legal Lot Number	79
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3023
Census Tract	880322

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4627 CEDAR DR, NAPERVILLE, IL 60564-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 12, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 13, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	201788934
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4627 CEDAR DR, NAPERVILLE, IL 60564-1155
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091114
Date	Aug 17, 2021
Instrument	R2021091114

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	1.87%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4627 CEDAR DR, NAPERVILLE, IL 60564-1155
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053981
Date	Aug 15, 2019
Instrument	R2019053981

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4627 CEDAR DR, NAPERVILLE, IL 60564-1155
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039493
Date	Jun 12, 2018
Instrument	R2018039493

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4627 CEDAR DR, NAPERVILLE, IL 60564-1155
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070921
Date	Aug 25, 2020
Instrument	R2020070921

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 13, 2017
Property Address	4627 CEDAR DR, NAPERVILLE, IL 60564-1155
Document Number	0000088934
Instrument Date	Oct 26, 2017
Instrument	88934
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4304 LACEBARK LN NAPERVILLE IL 605641216, NAPERVILLE, IL 60564-1216

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,654.00 (+17.95%)	$412,406 (+9.95%) Land $62,039 Building $350,367	$1,237,218 (+9.95%) Land $186,117 Building $1,051,101
2024		$375,085 (+6.08%) Land $56,425 Building $318,660	$1,125,255 (+6.08%) Land $169,275 Building $955,980
2022	$20,054.00 Homeowner's exemption Additional exemption filed	$353,576 Land $47,153 Building $306,423	$1,060,728 Land $141,459 Building $919,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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