5327 Cedar Dr, Naperville, IL 60564 Property Records

Will County property record for 5327 Cedar Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,475 sqft · built 2006
Lot Size	0.26 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$514,500 (Jun 2018)
Tax Bill	$14,696 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-20-210-019`

Property Details

APN / Parcel Number

Primary APN	`07-01-20-210-019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,475 sqft Total Area
1st Floor Area	1,939 sqft
2nd Floor Area	1,536 sqft
Basement Area	1,939 sqft
Finished Basement	1,551 sqft
Unfinished Basement	1,939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	11,475 sqft (0.26 acres)
Lot Dimensions	85 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5327 CEDAR DR
City	NAPERVILLE
State	IL
Zip	60564-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 IN ASHWOOD CREEK SUBDIVISION UNIT 2, BEING A SUB OF PRT OF THE NE1/4 OF SEC 20, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	20
Legal Subdivision	ASHWOOD CREEK
Legal Block	2
Legal Lot Number	148
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3006
Census Tract	880319

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5327 CEDAR DR, NAPERVILLE, IL 60564-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 3, 2018	Warranty Deed, Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	201841141
Prior Transfer Date	Sep 15, 2010
Prior Transfer Doc	0000096010
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	5327 CEDAR DR, NAPERVILLE, IL 60564-1129
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004114
Date	Jan 11, 2022
Instrument	R2022004114

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	164 Months
Due	Sep 1, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 3, 2018
Property Address	5327 CEDAR DR, NAPERVILLE, IL 60564-1129
Document Number	0000000497
Map Reference	DOC R2005-057492
Instrument Date	Dec 18, 2017
Instrument	R2018000497
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SIBELIUS CT, WHEATON, IL 60189-2063

Mortgage

Document Number	0000000498
Date	Jan 3, 2018
Instrument	R2018000498

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,696.00 (-5.72%)	$255,272 (+10.1%) Land $57,947 Building $197,325	$765,816 (+10.1%) Land $173,841 Building $591,975
2024		$231,862 (+4.85%) Land $52,703 Building $179,159	$695,586 (+4.85%) Land $158,109 Building $537,477
2022	$15,587.00 Homeowner's exemption	$221,140 Land $44,042 Building $177,098	$663,420 Land $132,126 Building $531,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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