5315 Coldstream Rd, Toledo, OH 43623 Property Records

Lucas County property record for 5315 Coldstream Rd, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,958 sqft · built 1968
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Jul 2025)
Tax Bill	$12,231 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-67531`

Property Details

APN / Parcel Number

Primary APN	`78-67531`
Alternative APN	`30132004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,958 sqft Living Area
1st Floor Area	2,159 sqft
2nd Floor Area	1,799 sqft
Basement Area	1,319 sqft
Finished Basement	989 sqft

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	44,997 sqft (1.03 acres)
Lot Dimensions	165 ft deep x 273 ft wide
Garage Type	Attached
Garage Area	1,425 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Deck Area	1,157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5315 COLDSTREAM RD
City	TOLEDO
State	OH
Zip	43623-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	COLDSTREAM LOT 4
Legal Subdivision	COLDSTREAM
Legal Lot Number	4
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3010
Census Tract	8304

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5315 COLDSTREAM RD, TOLEDO, OH 43623-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202507160024205
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 16, 2025
Property Address	5315 COLDSTREAM RD, TOLEDO, OH 43623-2718
Document Number	0000024205
Map Reference	VOL 61 PG 48
Instrument Date	Jun 30, 2025
Instrument	202507160024205
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 COLDSTREAM RD, TOLEDO, OH 43623-2718

Mortgage

Document Number	0000024206
Date	Jul 16, 2025
Instrument	202507160024206

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 21, 2020
Property Address	5315 COLDSTREAM RD, TOLEDO, OH 43623-2718
Document Number	0000029322
Map Reference	VOL 61 PG 48
Instrument Date	Jul 15, 2020
Instrument	202007210029322
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 COLDSTREAM RD, TOLEDO, OH 43623-2718

Mortgage

Document Number	0000029323
Date	Jul 21, 2020
Instrument	202007210029323

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,231.00 (+3.78%)	$185,745 (-) Land $39,060 Building $146,685
2024	$11,786.00 (-1.1%)	$185,745 (+16.38%) Land $39,060 Building $146,685	$530,700 (+16.38%) Land $111,600 Building $419,100
2023	$11,917.00 (-0.08%)	$159,600 (-) Land $22,050 Building $137,550
2022	$11,927.00 Homeowner's exemption	$159,600 Land $22,050 Building $137,550
2021			$456,000 Land $63,000 Building $393,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Spectrum.

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