Hamilton County property record for 5315 Breakers Way, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,760 sqft · built 1995 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,408 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-27-002-005.000-018 |
| Primary APN | 29-10-27-002-005.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,760 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| 2nd Floor Area | 1,260 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,000 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 157 ft deep x 47 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610270002005000 |
|---|---|
| Street Address | 5315 BREAKERS WAY |
| City | CARMEL |
| State | IN |
| Zip | 46033-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .36, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK NORTH, SECTION 2, LOT 55 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | PLUM CREEK NORTH |
| Legal Block | 2 |
| Legal Lot Number | 55 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 110911 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5315 BREAKERS WAY, CARMEL, IN 46033-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2011 |
| Deed Sale | Jun 9, 2011 |
| Deed Document Number | 2011027793 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5315 BREAKERS WAY, CARMEL, IN 46033-9132 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5315 BREAKERS WAY, CARMEL, IN 46033-9132 |
| Document Number | 0000042478 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022042478 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5315 BREAKERS WAY, CARMEL, IN 46033-9132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000061688 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017061688 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5315 BREAKERS WAY, CARMEL, IN 46033-9132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000065268 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020065268 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Oct 1, 2037 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $521,000 (+8.27%) Land $127,300 Building $393,700 | $521,000 (+8.27%) Land $127,300 Building $393,700 | |
| 2024 | $5,408.00 (+7.99%) | $481,200 (+4.13%) Land $127,300 Building $353,900 | $481,200 (+4.13%) Land $127,300 Building $353,900 |
| 2023 | $5,008.00 (+18.81%) Homeowner's exemption | $462,100 (+24.66%) Land $96,500 Building $365,600 | $462,100 (+24.66%) Land $96,500 Building $365,600 |
| 2022 | $4,215.00 Homeowner's exemption | $370,700 Land $96,500 Building $274,200 | $370,700 Land $96,500 Building $274,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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