Hamilton County property record for 5314 Breakers Way, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,960 sqft · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,500 (May 2018) |
| Tax Bill | $4,707 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-27-002-003.000-018 |
| Primary APN | 29-10-27-002-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| 2nd Floor Area | 1,125 sqft |
| Basement Area | 772 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 130 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610270002003000 |
|---|---|
| Street Address | 5314 BREAKERS WAY |
| City | CARMEL |
| State | IN |
| Zip | 46033-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .28, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK NORTH, SECTION 2, LOT 53 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | PLUM CREEK NORTH |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 110911 |
5314 Breakers Way is owned and occupied by an individual who bought it in May 2018.
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5314 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage CALIBER HM LOANS |
| May 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Prior Sale | Jun 25, 2002 |
| Deed Document Number | 2018018533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5314 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Document Number | 0000052988 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 5314 BREAKERS WAY CARMEL IN 460339131, CARMEL, IN 46033-9131 |
| Document Number | 0000052988 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 52988 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 22, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 1, 2018 |
| Property Address | 5314 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Document Number | 2018018533 |
| Map Reference | DOC9446746 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018018533 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5314 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Document Number | 2018018534 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 2018018534 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457,800 (+7.72%) Land $120,000 Building $337,800 | $457,800 (+7.72%) Land $120,000 Building $337,800 | |
| 2024 | $4,707.00 (+8.68%) | $425,000 (+4.65%) Land $120,000 Building $305,000 | $425,000 (+4.65%) Land $120,000 Building $305,000 |
| 2023 | $4,331.00 (+16.83%) Homeowner's exemption | $406,100 (+24.04%) Land $91,000 Building $315,100 | $406,100 (+24.04%) Land $91,000 Building $315,100 |
| 2022 | $3,707.00 | $327,400 Land $91,000 Building $236,400 | $327,400 Land $91,000 Building $236,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5314 Breakers Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5314 Breakers Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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