Hamilton County property record for 5310 Breakers Way, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,376 sqft · built 1995 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,423 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-27-002-001.000-018 |
| Primary APN | 29-10-27-002-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610270002001000 |
|---|---|
| Street Address | 5310 BREAKERS WAY |
| City | CARMEL |
| State | IN |
| Zip | 46033-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .25, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK NORTH, SECTION 2, LOT 51 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | PLUM CREEK NORTH |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 110911 |
5310 Breakers Way is owned and occupied by an individual who acquired it in December 2018.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5310 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2009 |
| Deed Sale | Nov 13, 2009 |
| Prior Sale | Nov 13, 2009 |
| Deed Document Number | 0000065487 |
| Last Transfer Date | Dec 12, 2018 |
| Transfer Doc | 0000057802 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5310 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027671 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022027671 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 12, 2018 |
| Property Address | 5310 BREAKERS WAY, CARMEL, IN 46033-9131 |
| Document Number | 0000057802 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 57802 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5310 BREAKERS WAY CARMEL IN 460339131, CARMEL, IN 46033-9131 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433,000 Land $119,700 Building $313,300 | $433,000 Land $119,700 Building $313,300 | |
| 2024 | $4,423.00 (+9.26%) | ||
| 2023 | $4,048.00 (+12.82%) Homeowner's exemption | $382,700 (+23.57%) Land $90,700 Building $292,000 | $382,700 (+23.57%) Land $90,700 Building $292,000 |
| 2022 | $3,588.00 Homeowner's exemption | $309,700 Land $90,700 Building $219,000 | $309,700 Land $90,700 Building $219,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5310 Breakers Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5310 Breakers Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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