5311 N Commercial St, #1079, Ruston (Tacoma), WA 98407 Property Records

Pierce County property record for 5311 N Commercial St, #1079, Ruston, WA 98407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,363 sqft · built 2004
Lot Size	0.144 acres (6,287 sqft)
Owner	Individual Name on File
Last Sale	$758,000 (Jan 2005)
Tax Bill	$9,750 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236500-0-202`

Property Details

APN / Parcel Number

Primary APN	`236500-0-202`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,363 sqft Living Area
Gross Area	3,598 sqft
Basement Area	1,091 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,287 sqft (0.144 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Deck Area	274 sqft
Patio Area	509 sqft
Shed	1 Shed
Shed Area	1,091 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5311 N COMMERCIAL ST
City	RUSTON
State	WA
Zip	98407-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 14 PLAT BAYVIEW TO RUSTON L 7 & 8 B 7 TOG/W POR VAC COMMERCIAL ST ABUTT VAC BY TOWN OF RUSTON ORD #1079 OUT OF 020-0 SEG 2005-0102BL 06-22-04BL
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	BAYVIEW TO RUSTON
Legal Block	7
Legal Lot Number	7,8
Legal Unit	1079
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3011
Census Tract	60300

Owner

5311 N Commercial St, #1079 is owned and occupied by an individual who bought it in January 2005.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5311 N COMMERCIAL ST, RUSTON, WA 98407-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONWIDE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2005 · Amount on File
Deed Sale	Jan 28, 2005 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	20051122
Prior Transfer Date	Mar 2, 2004
Prior Transfer Doc	0000001350
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1079 COMMERCE ST, TACOMA, WA 98402
Document Number	2010300132
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5311 N COMMERCIAL ST RUSTON WA 984073111, RUSTON, WA 98407-3111

Mortgage

Document Number	2010300132
Date	Oct 30, 2020
Instrument	202010300132

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1079 COMMERCE ST, TACOMA, WA 98402
Document Number	1912260021
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5311 N COMMERCIAL ST RUSTON WA 984073111, RUSTON, WA 98407-3111

Mortgage

Document Number	1912260021
Date	Dec 26, 2019
Instrument	201912260021

Lender

Name	FIRST NATIONWIDE MTG
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5311 N Commercial St, #1079 was $9,750, up 5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Ruston City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,750.00 (+4.97%)	$1,036,300 Land $609,300 Building $427,000	$1,036,300 Land $609,300 Building $427,000
2025	$9,288.00 (+2.97%)
2024	$9,020.00 (-9.76%)	$964,000 (-16.21%) Land $487,400 Building $476,600	$964,000 (-16.21%) Land $487,400 Building $476,600
2023	$9,996.00	$1,150,500 Land $656,800 Building $493,700	$1,150,500 Land $656,800 Building $493,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5311 N Commercial St, #1079 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5311 N Commercial St, #1079 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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