5306 N Commercial St, Ruston (Tacoma), WA 98407 Property Records

Pierce County property record for 5306 N Commercial St, Ruston, WA 98407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,146 sqft · built 1993
Lot Size	0.255 acres (11,102 sqft)
Owner	2 Trust Names on File
Last Sale	$755,000 (Jan 2024)
Tax Bill	$8,479 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`236500-0-331`

Property Details

APN / Parcel Number

Primary APN	`236500-0-331`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	1,602 sqft
Basement Area	1,560 sqft
Finished Basement	544 sqft
Unfinished Basement	1,016 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,102 sqft (0.255 acres)
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Porch Area	288 sqft
Deck Area	466 sqft
Patio Area	466 sqft
Shed	1 Shed
Shed Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5306 N COMMERCIAL ST
City	RUSTON
State	WA
Zip	98407-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 14 BAY VIEW TO RUSTON L 9 THRU 11 B 12 TOG/W POR VAC COMMERCIAL ST ABUTT VAC BY TOWN OF RUSTON ORD 1079 COMB OF 032-0 & 033-0 SEG B0713JU 3/13/91BO DC/BL09-09-02BL
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	BAY VIEW TO RUSTON
Legal Block	12
Legal Lot Number	9-11
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3027
Census Tract	60300

Owner

5306 N Commercial St is owner-occupied and held in a trust since January 2024.

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	5306 N COMMERCIAL ST, RUSTON, WA 98407-3112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 24, 2019	Quit Claim Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Dec 31, 2012 · Amount on File
Deed Document Number	2024278
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0000000704
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 16, 2024
Property Address	5306 N COMMERCIAL ST, RUSTON, WA 98407-3112
Document Number	0001160278
Map Reference	MB 2 PG 21
Instrument Date	Jan 13, 2024
Instrument	202401160278
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,494.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5306 N COMMERCIAL ST, RUSTON, WA 98407-3112

Mortgage

Document Number	0001160279
Date	Jan 16, 2024
Instrument	202401160279

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 24, 2019
Property Address	5306 N COMMERCIAL ST, RUSTON, WA 98407-3112
Document Number	1910240704
Instrument Date	Oct 23, 2019
Instrument	201910240704
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5919 ELIZABETH AVE SE AUBURN WA 980923888, AUBURN, WA 98092-3888

Tax Assessment & Valuation

The 2025 property tax bill for 5306 N Commercial St was $8,479, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Ruston City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,300 Land $630,500 Building $317,800	$948,300 Land $630,500 Building $317,800
2025	$8,479.00 (+3.28%)
2024	$8,210.00 (-5.33%)	$877,400 (-12.09%) Land $504,400 Building $373,000	$877,400 (-12.09%) Land $504,400 Building $373,000
2023	$8,672.00	$998,100 Land $620,800 Building $377,300	$998,100 Land $620,800 Building $377,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5306 N Commercial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5306 N Commercial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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