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531 S Main St, Jay, OK 74346 Property Records

Delaware County property record for 531 S Main St, Jay, OK 74346

Property Summary

Property TypeOffice Building
Details1,875 sqft
Lot Size0.057 acres (2,483 sqft)
Owner2 Individual Names on Record
Last Sale$83,000 (Mar 2025)
Tax Bill$504 (2025)
Deeds & MortgagesMay 2025 Transfer
Oct 2020 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN22N23E-01-0-50100-00D-0003

Property Details

APN / Parcel Number

Primary APN22N23E-01-0-50100-00D-0003
Alternative APNs
  • 0015117
  • 15117

Interior

Stories1 Story
Building Area1,875 sqft Total Area

Exterior

Exterior MaterialConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area2,483 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number15117
Street Address531 S MAIN ST
CityJAY
StateOK
Zip74346
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionJAY ORIGINAL E 25' OF LOT 3 BLOCK D 1647-184 2346-374 2582-838 2593-806
Legal Range23E
Legal Township22N
Legal Section01
Legal SubdivisionJAY- ORIGINAL
Legal BlockD
Legal Lot Number3
JurisdictionDELAWARE OK
Township / Civil DivisionJAY
Census Block Group5
Census Block5005
Census Tract376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address531 S MAIN ST, JAY, OK 74346
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 30, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 15, 2020Warranty Deed, Transfer · Reverse Mortgage
THE CORNER STONE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2025 · Amount on Record
Deed SaleMar 31, 2025 · Amount on Record
Prior SaleFeb 2, 2005 · Amount on Record
Deed Document Number20252420
Deed Book / Page2582 / 838
Record UpdatedOct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELAWARE OK
Recording DateMay 30, 2025
Property Address531 S MAIN ST, JAY, OK 74346
Document Number002593/806
Book / Page2593 / 806
Instrument DateMay 30, 2025
InstrumentI-2025-004495
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34921 S 570 RD, HAILEYVILLE, OK 74546

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OK
Recording DateOct 15, 2020
Property Address531 S MAIN ST, JAY, OK 74346
Document Number002346/372
Book / Page2346 / 372
Instrument DateOct 15, 2020
Instrument2020-008927
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E 3RD ST, GROVE, OK 74344-7033

Mortgage

Document Number2020008929
DateOct 15, 2020
Instrument2020-008929
Lender
NameTHE CORNER STONE BANK
TypeBank
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term948 Months
DueOct 2, 2099
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
MunicipalityJay City
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,545 (+68.82%) Land $1,366 Building $8,179$83,000 (-2.03%) Land $11,875 Building $71,125
2025$504.00 (+1%)$5,654 (+5%) Land $721 Building $4,933$84,721 (-) Land $11,875 Building $72,846
2024$499.00 (+9.91%)$5,385 (+5.01%) Land $687 Building $4,698$84,721 (+29.03%) Land $11,875 Building $72,846
2023$454.00$5,128 Land $647 Building $4,481$65,661 Land $5,625 Building $60,036

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY
serves 2,482 people · EPA ID OK1021674
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Grand Telephone Company
Fiber		200 / 200

May also be available: AT&T, T-Mobile.

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