463 S Main St, Jay, OK 74346 Property Records

Delaware County property record for 463 S Main St, Jay, OK 74346

Property Summary

Property Type	Office Building
Details	1,428 sqft · built 1945
Lot Size	0.112 acres (4,902 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Mar 2023)
Tax Bill	$410 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N23E-01-0-50100-00E-0001`

Property Details

APN / Parcel Number

Primary APN	`22N23E-01-0-50100-00E-0001`
Alternative APNs	`0015109` `15109`

Interior

Stories	1 Story
Building Area	1,428 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Lot Area	4,902 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15109
Street Address	463 S MAIN ST
City	JAY
State	OK
Zip	74346
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	JAY ORIGINAL S .55' OF W 50.44' LOT 1 & W 50.44' OF LOT 2 BLK E 2480-127
Legal Range	23E
Legal Township	22N
Legal Section	01
Legal Subdivision	JAY- ORIGINAL
Legal Lot Number	1,2
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	5
Census Block	5002
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 DOVE RD, LOCUST GROVE, OK 74352-7370
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	20232089
Deed Book / Page	2480 / 127
Prior Transfer Date	Feb 28, 2008
Prior Transfer Doc	0000002106
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Mar 16, 2023
Property Address	463 S MAIN ST, JAY, OK 74346
Document Number	002480/127
Book / Page	2480 / 127
Instrument Date	Mar 14, 2023
Instrument	I-2023-002089
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2023002090
Date	Mar 16, 2023
Instrument	I-2023-002090

Lender

Name	LAKESIDE BANK OF SALINA
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2043

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,755 (+329.46%) Land $2,000 Building $17,755	$171,776 (+329.44%) Land $17,389 Building $154,387
2025	$410.00 (+0.99%)	$4,600 (-) Land $1,739 Building $2,861	$40,000 (-) Land $15,124 Building $24,876
2024	$406.00 (-58.95%)	$4,600 (-58.84%) Land $1,739 Building $2,861	$40,000 (-58.83%) Land $15,124 Building $24,876
2023	$989.00	$11,175 Land $1,021 Building $10,154	$97,166 Land $8,874 Building $88,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: AT&T, T-Mobile.

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