209 S Main St, Jay, OK 74346 Property Records

Delaware County property record for 209 S Main St, Jay, OK 74346 · Last verified June 2026

Property Summary

Property Type	Restaurant
Details	2,804 sqft · built 1996
Lot Size	0.444 acres (19,349 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 2022)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22N23E-01-0-50150-005-0003`

Property Details

APN / Parcel Number

Primary APN	`22N23E-01-0-50150-005-0003`
Alternative APNs	`0014875` `14875`

Interior

Stories	1 Story
Building Area	2,804 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	19,349 sqft (0.444 acres)
Porch	Slab
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14875
Street Address	209 S MAIN ST
City	JAY
State	OK
Zip	74346-9111
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	BROWN LOTS 1 THRU 7 BLK 5 2412-58
Legal Range	23E
Legal Township	22N
Legal Section	01
Legal Subdivision	JAY-BROWN
Legal Block	5
Legal Lot Number	1-7
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	5
Census Block	5001
Census Tract	376000

Owner

Source: Delaware County records · APN 22N23E-01-0-50150-005-0003

Assessment roll updated February 10, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 S MAIN ST, JAY, OK 74346-9111
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GRAND LK
Nov 09, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage BANK OF GROVE
Jul 07, 2017	Warranty Deed, Transfer · Line of Credit THE CORNER STONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Nov 09, 2021 · Amount on Record
Deed Document Number	20224643
Deed Book / Page	2440 / 88
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Recording Date	Jun 02, 2026
Property Address	209 S MAIN ST, JAY, OK 74346-9111
Document Number	0000004923
Book / Page	2657 / 187
Instrument Date	May 27, 2026
Instrument	20264923
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S MAIN ST, JAY, OK 74346-9111

Mortgage

Document Number	0000004923,
Date	Jun 02, 2026
Book Page	2657/187
Instrument	20264923

Lender

Name	BANK OF GRAND LK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Nov 09, 2021
Property Address	209 S MAIN ST, JAY, OK 74346-9111
Document Number	0002412/58
Book / Page	2412 / 58
Instrument Date	Nov 04, 2021
Instrument	2021-011983
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	GRAND RIV ABSTRACT AND TITLE COMPANY JAY O, GRAND RIVER ABSTRACT TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 E 10TH ST, GROVE, OK 74344-2961

Mortgage

Document Number	2021011984
Date	Nov 09, 2021
Instrument	2021-011984

Lender

Name	BANK OF GROVE
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 07, 2017
Property Address	209 S MAIN ST, JAY, OK 74346-9111
Document Number	002204/514
Book / Page	2204 / 514
Instrument Date	Jul 06, 2017
Instrument	2017-005840
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	H E 3RD ST, H, GROVE, OK 74344

Mortgage

Document Number	2017005841
Date	Jul 07, 2017
Instrument	2017-005841

Lender

Name	THE CORNER STONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 06, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated February 10, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 (+1.1%)	$33,925 (+%) Land $3,050 Building $30,875	$295,000 (-) Land $26,525 Building $268,475
2024	$2,992.00 (-0.37%)	$33,924 (%) Land $3,050 Building $30,874	$295,000 (-) Land $26,525 Building $268,475
2023	$3,003.00	$33,925 Land $2,332 Building $31,593	$295,000 Land $20,275 Building $274,725

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (40041C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 25% of Oklahoma
Wildfire Likelihood	About 1 in 500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Grand Telephone Company	Fiber	200 / 200

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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