Hamilton County property record for 525 Observatory Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,430 sqft · built 1961 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2022) |
| Tax Bill | $3,949 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0060-0032-00 |
| Primary APN | 599-0060-0032-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 2,766 sqft |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Lot Dimensions | 188 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 525 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY DR 60 X 188.74 LOT 533 SPRINGDALEPK 3RD BL I |
| Legal Subdivision | PARK SPRINGDALE |
| Legal Block | I |
| Legal Lot Number | 533 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 21501 |
525 Observatory Dr is owned and occupied by an individual who bought it in August 2022.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 OBSERVATORY DR, CINCINNATI, OH 45246-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Dec 7, 2019 | Deed of Trust, Mortgage · Line of Credit TITAN MUTUAL LNDG INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 202275329 |
| Deed Book / Page | 14721 / 1660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 2, 2022 |
| Property Address | 525 OBSERVATORY DR, CINCINNATI, OH 45246-2917 |
| Document Number | 0000075329 |
| Book / Page | 14721 / 1660 |
| Map Reference | MB 33 PG 38-41 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022-0075329 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 OBSERVATORY DR, SPRINGDALE, OH 45246-2917 |
| Document Number | 0000075330 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022-0075330 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 525 OBSERVATORY DR, CINCINNATI, OH 45246-2917 |
| Document Number | 0000052473 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 525 OBSERVATORY DR CINCINNATI OH 452462917, CINCINNATI, OH 45246-2917 |
| Document Number | 0000052473 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 014182/002815 |
| Instrument | 52473 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 525 OBSERVATORY DR, CINCINNATI, OH 45246-2917 |
| Document Number | 0000111327 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 525 OBSERVATORY DR CINCINNATI OH 452462917, CINCINNATI, OH 45246-2917 |
| Document Number | 0000111327 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 014065/000204 |
| Instrument | 111327 |
| Name | TITAN MUTUAL LNDG INC |
|---|---|
| Address | IRVINE, CA 92602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 525 Observatory Dr was $3,949, up 16.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,949.00 (+16.39%) | $78,750 (-) Land $9,702 Building $69,048 | $225,000 Land $27,720 Building $197,280 |
| 2024 | $3,393.00 (-0.24%) | $78,750 (-) Land $9,702 Building $69,048 | |
| 2023 | $3,401.00 (+33.9%) | $78,750 (+65.09%) Land $9,702 Building $69,048 | $225,000 Land $27,720 Building $197,280 |
| 2022 | $2,540.00 Homeowner's exemption | $47,702 Land $8,698 Building $39,004 | |
| 2020 | $136,290 Land $24,850 Building $111,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 525 Observatory Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Observatory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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