Hamilton County property record for 524 Observatory Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 1962 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,900 (Jan 2024) |
| Tax Bill | $2,839 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0060-0046-00 |
| Primary APN | 599-0060-0046-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 630 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 156 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 524 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY DR 70 X 156 LOT 546 SPRINGDALE PK 3RDBL H |
| Legal Subdivision | SPRINGDALE |
| Legal Block | H |
| Legal Lot Number | 546 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 21501 |
524 Observatory Dr is owned and occupied by an individual who bought it in January 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| May 10, 2023 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on File |
| Deed Sale | Jan 16, 2024 · Amount on File |
| Prior Sale | May 10, 2023 · Amount on File |
| Deed Document Number | 0000003355 |
| Deed Book / Page | 15082 / 2097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 16, 2024 |
| Property Address | 524 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Document Number | 0000003355 |
| Book / Page | 15082 / 2097 |
| Map Reference | MB 33 PG 38-41 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2024-0003355 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003356 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024-0003356 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 10, 2023 |
| Property Address | 524 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Document Number | 0000031170 |
| Book / Page | 14913 / 1111 |
| Map Reference | MB 33 PG 38-41 |
| Instrument Date | May 1, 2023 |
| Instrument | 2023-0031170 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | RAPID TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3700 MOUNTVIEW RD, COLUMBUS, OH 43220-4880 |
| Document Number | 0000031171 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 14913/1114 |
| Instrument | 2023-0031171 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 524 Observatory Dr was $2,839, up 16.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,839.00 (+16.4%) | $56,616 (+%) Land $10,657 Building $45,959 | |
| 2024 | $2,439.00 (-0.25%) | $56,615 (-) Land $10,657 Building $45,958 | |
| 2023 | $2,445.00 (+11.29%) | $56,615 (+36.84%) Land $10,657 Building $45,958 | $161,760 Land $30,450 Building $131,310 |
| 2022 | $2,197.00 Homeowner's exemption | $41,374 Land $9,555 Building $31,819 | |
| 2020 | $118,210 Land $27,300 Building $90,910 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 524 Observatory Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Observatory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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