Okaloosa County property record for 531 Maple Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,699 sqft · built 2018 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Sep 2018) |
| Tax Bill | $4,580 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-2404-8 |
| Primary APN | C56-000-592-2404-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 606 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 74 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 531 MAPLE AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO P/C 5 N1/2 LOT 5 BLK 118 AND A 25FT BY 150FT EAST & WEST STRIP LYING BETWEEN N1/2 LOT 5 BLK 118 AND LOT 18 VALPARAISO P/C #6 CHG TX DIST FROM 15 TO 06 AS PER ORD 17-06-02;7/17 KSH |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | VALPARAISO P/C |
| Legal Block | 118 |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 21102 |
531 Maple Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Sep 21, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Sep 12, 2018 | Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Aug 1, 2017 | Warranty Deed, Construction Loan VINTAGE TITLE AND ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Aug 1, 2017 · Amount on File |
| Deed Document Number | 20183231872 |
| Deed Book / Page | 3367 / 1263 |
| Prior Transfer Date | Mar 15, 2006 |
| Prior Transfer Doc | 0026952108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 4, 2026 |
| Property Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0003837210 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20263837210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0003837210, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 20263837210 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0034213737 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 531 MAPLE AVE NICEVILLE FL 325783336, NICEVILLE, FL 32578-3336 |
| Document Number | 0034213737 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 003421/003737 |
| Instrument | 3308393 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 12, 2018 |
| Property Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0033671263 |
| Book / Page | 3367 / 1263 |
| Map Reference | MB1 PG56 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 3231872 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | VINTAGE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 BIRKDALE CIR N, 615, NICEVILLE, FL 32578 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0003231873 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 3231873 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 531 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0033104675 |
| Book / Page | 003310 / 004675 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 3150777 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 17, 2017 |
| Title Company | VINTAGE TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 615 BIRKDALE CIRDE N NICEVILLE FL 32578, NICEVILLE, FL 32578 |
The 2025 property tax bill for 531 Maple Ave was $4,580 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,580.00 Homeowner's exemption | $374,273 Land $44,389 Building $329,884 | $374,273 Land $44,389 Building $329,884 |
| 2023 | $4,605.00 (+10.75%) | $381,369 (+8.69%) Land $35,906 Building $345,463 | $381,369 (+8.69%) Land $35,906 Building $345,463 |
| 2022 | $4,158.00 | $350,867 Land $26,912 Building $323,955 | $350,867 Land $26,912 Building $323,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 Maple Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Maple Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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