Okaloosa County property record for 527 Maple Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,699 sqft · built 2019 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Feb 2026) |
| Tax Bill | $4,114 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-046-1634-7 |
| Primary APN | C56-001-046-1634-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 606 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 74 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 527 MAPLE AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO P/C 5 LOT 7 BLK 118 MOVED TX DIST 15 TO 06 7-31-17 PC |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | VALPARAISO P/C |
| Legal Block | 118 |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 21102 |
527 Maple Ave is owned and occupied by two individuals who bought it in February 2026.
Source: Okaloosa County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Dec 6, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 10, 2026 | Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Sep 18, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIME LNDG |
| Aug 1, 2017 | Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Sep 18, 2019 · Amount on File |
| Deed Document Number | 20263797937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0035383353 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 3538/3353 |
| Instrument | 3445460 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0003726602 |
|---|---|
| Date | Dec 6, 2024 |
| Instrument | 3726602 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 27, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0003797937 |
| Map Reference | MB 1 PG 56 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 3797937 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 MARSH DEER RUN, NICEVILLE, FL 32578-3464 |
| Name | Verified Name |
|---|---|
| Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0003797938 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 3797938 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033782014 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 3378/2014 |
| Instrument | 3248542 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | DEFUNIAK SPRINGS, FL 32433 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 5, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 18, 2019 |
| Property Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0034193256 |
| Book / Page | 003419 / 003256 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 3305691 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 MAPLE AVE NICEVILLE FL 325783336, NICEVILLE, FL 32578-3336 |
| Document Number | 34193258 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 003419/003258 |
| Instrument | 3305692 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 527 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0033104678 |
| Book / Page | 003310 / 004678 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 3150778 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | VINTAGE TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $182.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 615 BIRKDALE CIR N NICEVILLE FL 32578, NICEVILLE, FL 32578 |
The 2025 property tax bill for 527 Maple Ave was $4,114 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,114.00 Homeowner's exemption | $340,369 | $363,560 Land $48,424 Building $315,136 |
| 2023 | $3,751.00 (+4.84%) Homeowner's exemption | $321,142 (+3%) | $365,580 (+8.99%) Land $39,170 Building $326,410 |
| 2022 | $3,578.00 Homeowner's exemption | $311,788 | $335,440 Land $29,359 Building $306,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 527 Maple Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 329 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 168 (1991–2021) |
| Claims Outside the SFHA | 36 of 168 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 527 Maple Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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