Okaloosa County property record for 521 Maple Ave, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1984 |
| Lot Size | 0.344 acres (14,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2024) |
| Tax Bill | $4,440 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-2326-3 |
| Primary APN | C56-000-592-2326-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,443 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,998 sqft (0.344 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Florida Room |
| Porch Area | 441 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 521 MAPLE AVE |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO P/C #5 LOTS 14 & 15 BLK 96 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | VALPARAISO P/C |
| Legal Block | 96 |
| Legal Lot Number | 140 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21102 |
521 Maple Ave is owned and occupied by two individuals who bought it in April 2024.
Source: Okaloosa County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 18, 2022 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Apr 18, 2022 | Affidavit of Death of Joint Tenant, Transfer MCNEESE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on File |
| Deed Sale | Apr 16, 2024 · Amount on File |
| Prior Sale | Apr 18, 2022 · Amount on File |
| Deed Document Number | 20243682437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 521 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8010 PISTACHIO PL, DOVER, DE 19901-5929 |
| Document Number | 0003682438 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 3682438 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 521 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0036162752 |
| Book / Page | 3616 / 2752 |
| Map Reference | MB I PG 56 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 3542816 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 MAPLE AVE, 521, NICEVILLE, FL 32578-3336 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12219 6TH AVE, COLLEGE POINT, NY 11356-1119 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 521 MAPLE AVE, NICEVILLE, FL 32578-3336 |
| Document Number | 0036162751 |
| Book / Page | 3616 / 2751 |
| Map Reference | MB 1 PG 56 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 3542815 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MCNEESE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 MAPLE AVE, NICEVILLE, FL 32578-3336 |
The 2025 property tax bill for 521 Maple Ave was $4,440.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,440.00 | $323,442 Land $94,830 Building $228,612 | $323,442 Land $94,830 Building $228,612 |
| 2023 | $3,442.00 (+195.7%) Homeowner's exemption Disabled Person's exemption | $302,973 (+136.63%) Land $76,708 Building $226,265 | $302,973 (+5.87%) Land $76,708 Building $226,265 |
| 2022 | $1,164.00 Homeowner's exemption | $128,034 | $286,172 Land $73,055 Building $213,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 Maple Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1994–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Maple Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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