531 Gardena Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 531 Gardena Ct, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,663 sqft · built 1990
Lot Size	0.145 acres (6,322 sqft)
Owner	2 Company Names on File
Last Sale	$630,000 (Mar 2008)
Tax Bill	$9,316 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-251-42-00`

Property Details

APN / Parcel Number

Primary APN	`258-251-42-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,663 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,322 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	531 GARDENA CT
City	ENCINITAS
State	CA
Zip	92024-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 TR 012223
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012223
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17502

Owner

Source: San Diego County records · APN 258-251-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 22, 2022	Intrafamily Transfer, Transfer
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 05, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 03, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Sep 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2008 · Amount on Record
Deed Sale	Mar 18, 2008 · Amount on Record
Prior Sale	Jul 08, 2004 · Amount on Record
Deed Document Number	2008142427
Last Transfer Date	Jul 14, 2022
Transfer Doc	0000302568
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction Type	Mortgage
Record Updated	Feb 07, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 GARDENA CT, ENCINITAS, CA 92024-4654

Mortgage

Document Number	0000025103
Date	Jan 30, 2024
Instrument	2024-0025103

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2022
Property Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number	0000302568
Map Reference	MAP 12223
Instrument Date	Jul 14, 2022
Instrument	2022-0302568
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	531 GARDENA CT, ENCINITAS, CA 92024-4654

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARDENA CT, ENCINITAS, CA 92024-4654

Mortgage

Document Number	0000136511
Date	Feb 22, 2021
Instrument	2021-0136511

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2031

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288749
Date	Jun 05, 2020
Instrument	2020-0288749

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 03, 2020
Property Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number	0000055248
Map Reference	MAP 12223
Instrument Date	Jan 28, 2020
Instrument	2020-0055248
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	531 GARDENA CT, ENCINITAS, CA 92024-4654

Mortgage

Document Number	0000055249
Date	Feb 03, 2020
Instrument	2020-0055249

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2018
Property Address	531 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number	0000381427
Instrument Date	Sep 13, 2018
Instrument	381427
Transaction Type	Transfer
Record Updated	Sep 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 GARDENA CT ENCINITAS CA 920244654, ENCINITAS, CA 92024-4654

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$844,043 (+2%) Land $581,456 Building $262,587
2025	$9,316.00 (+5.83%) Homeowner's exemption	$827,494 (+4.04%) Land $570,055 Building $257,439
2023	$8,803.00 (+1.85%) Homeowner's exemption	$795,364 Land $547,920 Building $247,444
2022	$8,643.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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