521 Gardena Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 521 Gardena Ct, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,742 sqft · built 1990
Lot Size0.122 acres (5,298 sqft)
Owner2 Company Names on File
Last Sale$1,750,000 (Mar 2023)
Tax Bill$20,154 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Sep 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN258-251-43-00

Property Details

APN / Parcel Number

Primary APN258-251-43-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,742 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area5,298 sqft (0.122 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address521 GARDENA CT
CityENCINITAS
StateCA
Zip92024-4654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 17 TR 012223
Legal SubdivisionENCINITAS ESTATES
Legal Tract012223
Legal Block2
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17502

Owner

Source: San Diego County records · APN 258-251-43-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · Construction Mortgage
HARELSON FAMILY TRUST
Sep 21, 2023Intrafamily Transfer, Transfer
Mar 08, 2023Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Nov 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
KLRQFC 2022 LLC
Nov 10, 2022Intrafamily Transfer, Transfer
Nov 08, 2022Intrafamily Transfer, Transfer
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2023 · Amount on Record
Deed SaleMar 08, 2023 · Amount on Record
Prior SaleDec 23, 2013 · Amount on Record
Deed Document Number202359710
Last Transfer DateAug 30, 2023
Transfer Doc0000256546
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 GARDENA CT, ENCINITAS, CA 92024-4654

Mortgage

Document Number0000103365
DateApr 25, 2024
Instrument2024-0103365
Lender
NameHARELSON FAMILY TRUST
TypePrivate Party
Address1641 AMANTE CT, CARLSBAD, CA 92011
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 21, 2023
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number0000256546
Map ReferenceMAP 12223
Instrument DateAug 30, 2023
Instrument2023-0256546
Transaction TypeTransfer
Record UpdatedOct 02, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address521 GARDENA CT, ENCINITAS, CA 92024-4654

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2023
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number0000059710
Map ReferenceMAP 12223
Instrument DateFeb 22, 2023
Instrument2023-0059710
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4370 TUOLUMNE PL, CARLSBAD, CA 92010-7924

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 GARDENA CT, ENCINITAS, CA 92024-4654

Mortgage

Document Number0000436539
DateNov 14, 2022
Instrument2022-0436539
Lender
NameKLRQFC 2022 LLC
TypeNon-Lending Institution
AddressMINNEAPOLIS, MN 55403
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2022
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number0000433911
Map ReferenceMAP 12223
Instrument DateNov 09, 2022
Instrument2022-0433911
Transaction TypeTransfer
Record UpdatedNov 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 SWEET PEA PL, ENCINITAS, CA 92024-7716

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 08, 2022
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Document Number0000430559
Map ReferenceMAP 12223
Instrument DateNov 03, 2022
Instrument2022-0430559
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 SWEET PEA PL, ENCINITAS, CA 92024-7716

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address521 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 SWEET PEA PL, ENCINITAS, CA 92024-7716

Mortgage

Document Number0000301127
DateApr 19, 2021
Instrument2021-0301127
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,857,113 (+2%) Land $1,379,570 Building $477,543
2025$20,154.00 (+54.17%) Homeowner's exemption$1,820,700 (+54.41%) Land $1,352,520 Building $468,180
2023$13,073.00 (+27.43%) Homeowner's exemption$1,179,154 Land $740,195 Building $438,959
2022$10,259.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum.

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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