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551 Gardena Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 551 Gardena Ct, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,663 sqft · built 1990
Lot Size0.86 acres (3,752 sqft)
Owner2 Individual Names on File
Last Sale$910,000 (Oct 2015)
Tax Bill$11,964 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN258-251-40-00

Property Details

APN / Parcel Number

Primary APN258-251-40-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,663 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Lot Area3,752 sqft (0.86 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address551 GARDENA CT
CityENCINITAS
StateCA
Zip92024-4654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 TR 012223
Legal SubdivisionENCINITAS ESTATES
Legal Tract012223
Legal Block2
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17502

Owner

Source: San Diego County records · APN 258-251-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address551 GARDENA CT, ENCINITAS, CA 92024-4654
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2015 · Amount on Record
Deed SaleOct 20, 2015 · Amount on Record
Prior SaleNov 07, 2003 · Amount on Record
Deed Document Number2015548155
Prior Transfer DateMay 08, 2012
Prior Transfer Doc0000326650
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address551 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction TypeMortgage
Record UpdatedMar 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 GARDENA CT, ENCINITAS, CA 92024-4654

Mortgage

Document Number0000118996
DateMar 17, 2022
Instrument2022-0118996
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term171 Months
DueJun 01, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address551 GARDENA CT, ENCINITAS, CA 92024-4654
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167689
DateApr 01, 2020
Instrument2020-0167689
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueMay 01, 2045

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,098,791 (+2%) Land $746,948 Building $351,843
2025$11,964.00 (+6.17%) Homeowner's exemption$1,077,247 (+4.04%) Land $732,302 Building $344,945
2023$11,269.00 (+1.69%) Homeowner's exemption$1,035,418 Land $703,867 Building $331,551
2022$11,082.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2005, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Ting FiberFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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