531 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 531 E 3rd St, Huxley, IA 50124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,433 sqft · built 2016
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Sep 2026)
Tax Bill$4,918 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-24-354-080

Property Details

APN / Parcel Number

Primary APN13-24-354-080

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,433 sqft Living Area
1st Floor Area712 sqft
Basement Area712 sqft
Finished Basement600 sqft
Unfinished Basement112 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area45 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address531 E 3RD ST
CityHUXLEY
StateIA
Zip50124-8096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE PLAT 1 LOT:17 HUXLEY
Legal SubdivisionPRAIRIE RIDGE PLAT 1
Legal Lot Number17
JurisdictionSTORY IA
Township / Civil DivisionPALESTINE
Census Block Group1
Census Block1053
Census Tract10102

Owner

Source: Story County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address531 E 3RD ST, HUXLEY, IA 50124-8096
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Conventional Mortgage
SOUTH STORY BANK AND TRUST
Nov 18, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL STATE BANK
Dec 20, 2022Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST BANK
Nov 3, 2016Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleDec 20, 2022 · Amount on Record
Deed Document Number20267990
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateSep 2, 2026
Property Address531 E 3RD ST, HUXLEY, IA 50124-8096
Document Number0000007990
Instrument DateAug 24, 2026
Instrument20267990
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 E 3RD ST, HUXLEY, IA 50124-8096

Mortgage

Document Number0000007991,
DateSep 2, 2026
Instrument20267991
Lender
NameSOUTH STORY BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address531 E 3RD ST, HUXLEY, IA 50124-8096
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0202210954
DateNov 18, 2022
Instrument2022-10954
Lender
NameCENTRAL STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateDec 20, 2022
Property Address531 E 3RD ST, HUXLEY, IA 50124-8096
Document Number0202211765
Instrument DateDec 14, 2022
Instrument2022-11765
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address531 E 3RD ST, HUXLEY, IA 50124-8096

Mortgage

Document Number0202211766
DateDec 20, 2022
Instrument2022-11766
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2020
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate10.8%

November 2016: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateNov 3, 2016
Property Address531 E 3RD ST, HUXLEY, IA 50124-8096
Document Number201600011043
Instrument DateOct 28, 2016
Instrument2016-00011043
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address531 E 3RD ST, HUXLEY, IA 50124-8096

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityHuxley City
Unified School DistrictBallard Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,918.00 (+0.94%) Homeowner's exemption$305,400 (+6.41%) Land $69,000 Building $236,400$305,400 (+6.41%) Land $69,000 Building $236,400
2024$4,872.00 (+10.58%)
2023$287,000 Land $69,000 Building $218,000$287,000 Land $69,000 Building $218,000
2022$4,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUXLEY WATERWORKS DEPT
serves 4,244 people · EPA ID IA8538066
Water SourceGroundwater
Last State InspectionApr 2024
Also Mapped HereXENIA RWD (BOONE)
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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