518 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 518 E 3rd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,719 sqft · built 2015
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$325,500 (May 2022)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Oct 2019 Refinance Oct 2015 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-24-355-030`

Property Details

APN / Parcel Number

Primary APN	`13-24-355-030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,719 sqft Living Area
1st Floor Area	712 sqft
Basement Area	717 sqft
Finished Basement	575 sqft
Unfinished Basement	142 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	200 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	518 E 3RD ST
City	HUXLEY
State	IA
Zip	50124-8096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE PLAT 1 LOT:25 HUXLEY
Legal Subdivision	PRAIRIE RIDGE PLAT 1
Legal Lot Number	25
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	1
Census Block	1041
Census Tract	10102

Owner

518 E 3rd St is owned and occupied by two individuals who bought it in May 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 E 3RD ST, HUXLEY, IA 50124-8096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUANA SAVINGS BANK
Oct 26, 2015	Deed of Trust, Mortgage · Construction Mortgage SOUTH STORY BANK & TRUST
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 19, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Jul 19, 2021 · Amount on File
Deed Document Number	20224210
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	0000003429
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	518 E 3RD ST, HUXLEY, IA 50124-8096
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201909418
Date	Oct 7, 2019
Instrument	2019-09418

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	518 E 3RD ST, HUXLEY, IA 50124-8096
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201500010409
Date	Oct 26, 2015
Instrument	2015-00010409

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank
Address	HUXLEY, IA 50124

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jul 16, 2016

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 3, 2022
Property Address	518 E 3RD ST, HUXLEY, IA 50124-8096
Document Number	0202204210
Instrument Date	Apr 22, 2022
Instrument	2022-04210
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 E 3RD ST, HUXLEY, IA 50124-8096

Mortgage

Document Number	0202204211
Date	May 3, 2022
Instrument	2022-04211

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 19, 2021
Property Address	518 E 3RD ST, HUXLEY, IA 50124-8096
Document Number	0202109252
Instrument Date	Jul 1, 2021
Instrument	2021-09252
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 E 3RD ST, HUXLEY, IA 50124-8096

Mortgage

Document Number	0202109253
Date	Jul 19, 2021
Instrument	2021-09253

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 518 E 3rd St was $5,300 with a homeowner's exemption, down 2.8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,300.00 (-2.75%) Homeowner's exemption	$328,300 Land $59,800 Building $268,500	$328,300 Land $59,800 Building $268,500
2024	$5,450.00
2023		$319,900 Land $59,800 Building $260,100	$319,900 Land $59,800 Building $260,100
2022	$4,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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