523 E 3rd St, Huxley, IA 50124 Property Records

Story County property record for 523 E 3rd St, Huxley, IA 50124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,249 sqft · built 2015
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on File
Last Sale$198,000 (Dec 2015)
Tax Bill$4,420 (2025)
Deeds & MortgagesAug 2019 Refinance
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-24-354-100

Property Details

APN / Parcel Number

Primary APN13-24-354-100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,249 sqft Living Area
1st Floor Area1,249 sqft
Basement Area1,249 sqft
Finished Basement14 sqft
Unfinished Basement1,235 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions110 ft deep x 65 ft wide
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area240 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address523 E 3RD ST
CityHUXLEY
StateIA
Zip50124-8096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE PLAT 1 LOT:19 HUXLEY
Legal SubdivisionPRAIRIE RIDGE PLAT 1
Legal Lot Number19
JurisdictionSTORY IA
Township / Civil DivisionPALESTINE
Census Block Group1
Census Block1053
Census Tract10102

Owner

523 E 3rd St is owned and occupied by two individuals who bought it in December 2015.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address523 E 3RD ST, HUXLEY, IA 50124-8096
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GREATER IOWA CREDIT UNION
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREATER IOWA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2015 · Amount on File
Deed SaleDec 1, 2015 · Amount on File
Prior SaleOct 26, 2015 · Amount on File
Deed Document Number201511581
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address523 E 3RD ST, HUXLEY, IA 50124-8096
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201907515
DateAug 20, 2019
Instrument2019-07515
Lender
NameGREATER IOWA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueSep 1, 2039

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address523 E 3RD ST, HUXLEY, IA 50124-8096
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202102284
DateFeb 23, 2021
Instrument2021-02284
Lender
NameGREATER IOWA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 523 E 3rd St was $4,420 with a homeowner's exemption, down 3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityHuxley City
Unified School DistrictBallard Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,420.00 (-3.03%) Homeowner's exemption$275,600 Land $59,800 Building $215,800$275,600 Land $59,800 Building $215,800
2024$4,558.00
2023$269,200 Land $59,800 Building $209,400$269,200 Land $59,800 Building $209,400
2022$4,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 E 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUXLEY WATERWORKS DEPT
serves 4,244 people · EPA ID IA8538066
Water SourceGroundwater
Last State InspectionApr 2024
Also Mapped HereXENIA RWD (BOONE)
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number