531 Circle Dr, Fox Lake, IL 60020 Property Records

Lake County property record for 531 Circle Dr, Fox Lake, IL 60020

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,009 sqft · built 1937
Lot Size	0.464 acres (20,199 sqft)
Owner	Individual Name on File
Last Sale	$1,600,000 (Aug 2026)
Tax Bill	$16,598 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-204-016`

Property Details

APN / Parcel Number

Primary APN	`05-16-204-016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,009 sqft Living Area
Gross Area	4,993 sqft
1st Floor Area	1,769 sqft
Upper Floors Area	1,808 sqft
Basement Area	576 sqft
Finished Basement	432 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1957
Lot Area	20,199 sqft (0.464 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	531 CIRCLE DR
City	FOX LAKE
State	IL
Zip	60020-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDQUIST & ANDERSONS SUB (EX BEG AT A PNT3 FT S OF NE COR S D LOT TH N 3 FT TH W 350 FT TO WATER IN PISTAKEE LAKE TH S 1 0 FT 5 INCHES TH E IN A STR LN TO POB) PT LOT 6
Legal Subdivision	LINDQUIST & ANDERSONS SUB
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1044
Census Tract	860908

Owner

Source: Lake County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10601 SAN ANTONIO DR NE, ALBUQUERQUE, NM 87122-3520
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TR CU
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	20268188429
Prior Transfer Date	Sep 8, 1994
Prior Transfer Doc	0003613623
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 14, 2026
Property Address	531 CIRCLE DR, FOX LAKE, IL 60020-1902
Document Number	0008188429
Instrument Date	Jul 30, 2026
Instrument	20268188429
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$242,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 SAN ANTONIO DR NE, ALBUQUERQUE, NM 87122-3520

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	531 CIRCLE DR, FOX LAKE, IL 60020-1902
Document Number	0007662344
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 CIRCLE DR FOX LAKE IL 600201902, FOX LAKE, IL 60020-1902

Mortgage

Document Number	0007662344
Date	Jun 9, 2020
Instrument	7662344

Lender

Name	COMMUNITY TR CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 13, 2018
Property Address	531 CIRCLE DR, FOX LAKE, IL 60020-1902
Document Number	0007525297
Map Reference	DOC108504
Instrument Date	Nov 1, 2018
Instrument	7525297
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 CIRCLE DR, FOX LAKE, IL 60020-1902

Mortgage

Document Number	0007525298
Date	Nov 13, 2018
Instrument	7525298

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 8, 2017
Property Address	531 CIRCLE DR, FOX LAKE, IL 60020-1902
Document Number	0007417879
Map Reference	DOC108504
Instrument Date	Jun 21, 2017
Instrument	7417879
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 LEADON LN, SOUTH BARRINGTON, IL 60010

Mortgage

Document Number	0007417880
Date	Aug 8, 2017
Instrument	7417880

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Big Hollow School District 38 (KG - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,598.00 (+21.92%)	$245,333 (+36.8%) Land $50,754 Building $194,579	$736,072 (+36.8%) Land $152,277 Building $583,795
2024	$13,614.00 (-20.04%)
2023	$17,026.00 (+1.81%)	$179,342 (-6.19%) Land $44,280 Building $135,062	$538,080 (-6.19%) Land $132,853 Building $405,227
2022	$16,723.00	$191,168 Land $44,700 Building $146,468	$573,561 Land $134,113 Building $439,448

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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