528 Circle Dr, Fox Lake, IL 60020 Property Records

Lake County property record for 528 Circle Dr, Fox Lake, IL 60020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,312 sqft · built 1945
Lot Size	0.508 acres (22,107 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2018)
Tax Bill	$6,613 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-16-204-012`

Property Details

APN / Parcel Number

Primary APN	`05-16-204-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,000 sqft
Upper Floors Area	312 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	22,107 sqft (0.508 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	528 CIRCLE DR
City	FOX LAKE
State	IL
Zip	60020-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDQUIST & ANDERSONS SUB W 1/2 LOT 3
Legal Subdivision	LINDQUIST & ANDERSONS SUB
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1044
Census Tract	860908

Owner

528 Circle Dr is owned and occupied by an individual who bought it in November 2018.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	528 CIRCLE DR, FOX LAKE, IL 60020-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage THOMPSON KANE & CO INC
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Deed Document Number	20187524759
Prior Transfer Date	Jan 27, 2015
Prior Transfer Doc	0007165826
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	528 CIRCLE DR, FOX LAKE, IL 60020-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007726587
Date	Dec 11, 2020
Instrument	7726587

Lender

Name	THOMPSON KANE & CO INC
Type	Mortgage Company
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 8, 2018
Property Address	528 CIRCLE DR, FOX LAKE, IL 60020-1903
Document Number	0007524759
Instrument Date	Oct 30, 2018
Instrument	7524759
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CIRCLE DR FOX LAKE IL 600201903, FOX LAKE, IL 60020-1903

Mortgage

Document Number	7524760
Date	Nov 8, 2018
Instrument	7524760

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Big Hollow School District 38 (KG - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,471 Land $53,059 Building $50,412	$310,444 Land $159,193 Building $151,251
2024	$6,613.00 (-16.8%)
2023	$7,948.00 (+2.05%)	$90,272 (-1.59%) Land $46,291 Building $43,981	$270,843 (-1.59%) Land $138,887 Building $131,956
2022	$7,788.00	$91,731 Land $46,731 Building $45,000	$275,221 Land $140,207 Building $135,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	741.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures