526 Circle Dr, Fox Lake, IL 60020 Property Records

Lake County property record for 526 Circle Dr, Fox Lake, IL 60020

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,606 sqft · built 1998
Lot Size	0.394 acres (17,167 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Sep 2013)
Tax Bill	$11,420 (2024)
Deeds & Mortgages	Feb 2022 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-204-011`

Property Details

APN / Parcel Number

Primary APN	`05-16-204-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,606 sqft Living Area
Gross Area	4,085 sqft
1st Floor Area	995 sqft
Upper Floors Area	1,611 sqft
Basement Area	995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	17,167 sqft (0.394 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	526 CIRCLE DR
City	FOX LAKE
State	IL
Zip	60020-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINQUIST & ANDERSON SUB,PT LTS 2&3 BEG SW COR E1/2 LT3,NW AL G SD W LN TO WATERSEDGE,NE ALG WATER 30,SE TO A PNT 234 N OF SE COR LT3,SE36.05 TO A PNT 12MEASAT RA TO W LN LT2,SE20
Legal Subdivision	LINQUIST & ANDERSON SUB
Legal Lot Number	2,3
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1044
Census Tract	860908

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	526 CIRCLE DR, FOX LAKE, IL 60020-1903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUST
May 31, 2022	Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2013 · Amount on Record
Deed Sale	Sep 24, 2013 · Amount on Record
Prior Sale	Nov 9, 2012
Deed Document Number	20137039249
Last Transfer Date	May 16, 2019
Transfer Doc	0007564343
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	526 CIRCLE DR, FOX LAKE, IL 60020-1903
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007869742
Date	Feb 3, 2022
Instrument	7869742

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	526 CIRCLE DR, FOX LAKE, IL 60020-1903
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007907835
Date	May 31, 2022
Instrument	7907835

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	May 24, 2019
Property Address	526 CIRCLE DR, FOX LAKE, IL 60020-1903
Document Number	0007564343
Instrument Date	May 16, 2019
Instrument	7564343
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	526 CIRCLE DR FOX LAKE IL 600201903, FOX LAKE, IL 60020-1903

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	526 CIRCLE DR, FOX LAKE, IL 60020-1903
Document Number	0007471651
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 CIRCLE DR FOX LAKE IL 600201903, FOX LAKE, IL 60020-1903

Mortgage

Document Number	0007471651
Date	Mar 23, 2018
Instrument	7471651

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Big Hollow School District 38 (KG - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,723 (+30.08%) Land $44,725 Building $150,998	$587,227 (+30.08%) Land $134,188 Building $453,039
2024	$11,420.00 (-17.35%)
2023	$13,817.00 (+1.87%)	$150,466 (-2.95%) Land $39,020 Building $111,446	$451,443 (-2.95%) Land $117,072 Building $334,371
2022	$13,564.00	$155,033 Land $39,390 Building $115,643	$465,146 Land $118,182 Building $346,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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