531 Chestnut St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 531 Chestnut St, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,512 sqft · built 1960
Lot Size0.31 acres (13,499 sqft)
OwnerIndividual on Record
Last Sale$540,000 (Apr 2026)
Tax Bill$11,268 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00145-0000-00006

Property Details

APN / Parcel Number

Primary APN10-00145-0000-00006
Alternative APN
  • 100014500006

Interior

Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Lot Area13,499 sqft (0.31 acres)
Lot Dimensions100 ft deep x 135 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address531 CHESTNUT ST
CityMIDDLESEX
StateNJ
Zip08846-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description135X100 7-10
Legal Block145
Legal Lot Number6
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group3
Census Block3018
Census Tract102

Owner

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address531 CHESTNUT ST, MIDDLESEX, NJ 08846-1726
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Prior SaleJun 19, 1986 · Amount on Record
Deed Document Number202622200
Deed Book / Page19992 / 1476
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateApr 8, 2026
Property Address531 CHESTNUT ST, MIDDLESEX, NJ 08846-1726
Document Number0000022200
Book / Page19992 / 1476
Instrument DateMar 25, 2026
Instrument2026.22200
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54,540.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 CHESTNUT ST, MIDDLESEX, NJ 08846-1726

Mortgage

Document Number0000022201,
DateApr 8, 2026
Book Page19992/1482
Instrument2026.22201
Lender
NameNBKC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$586,800 (+8.01%) Land $161,900 Building $424,900$586,800 (+8.01%) Land $161,900 Building $424,900
2025$11,268.00 (+8.99%) Widower's exemption$543,300 (+18.73%) Land $161,900 Building $381,400$543,300 (+18.73%) Land $161,900 Building $381,400
2024$10,339.00 (-12.51%)
2023$457,600 Land $161,900 Building $295,700$457,600 Land $161,900 Building $295,700
2022$11,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA1 of 10
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

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