520 Chestnut St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 520 Chestnut St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,073 sqft · built 1935
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 1995)
Tax Bill	$9,968 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00141-0000-00017-01`

Property Details

APN / Parcel Number

Primary APN	`10-00141-0000-00017-01`
Alternative APN	`1000141000000017000A`

Interior

Stories	1 Story
Building Area	1,073 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide

Location & Zoning

Street Address	520 CHESTNUT ST
City	MIDDLESEX
State	NJ
Zip	08846-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	70X125 18-20
Legal Subdivision	RAY V PIERCE PROP
Legal Block	141
Legal Lot Number	17.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3029
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 CHESTNUT ST, MIDDLESEX, NJ 08846-1756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1995 · Amount on Record
Deed Sale	May 1, 1995 · Amount on Record
Deed Book / Page	4235 / 209
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	520 CHESTNUT ST, MIDDLESEX, NJ 08846-1756
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134780
Date	Dec 28, 2020
Book Page	18200/1446
Instrument	2020134780

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,600 (+4.55%) Land $145,300 Building $346,300	$491,600 (+4.55%) Land $145,300 Building $346,300
2025	$9,968.00 (+20.4%)	$470,200 (+31.41%) Land $145,300 Building $324,900	$470,200 (+31.41%) Land $145,300 Building $324,900
2024	$8,279.00 (+6.77%)
2023		$357,800 Land $145,300 Building $212,500	$357,800 Land $145,300 Building $212,500
2022	$7,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20