Middlesex County and Middlesex Borough property record for 523 Chestnut St, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1958 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Apr 1997) |
| Tax Bill | $11,560 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00145-0000-00001 |
| Primary APN | 10-00145-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 100 ft deep x 135 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 523 CHESTNUT ST |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 135X100 2-5 |
| Legal Subdivision | RAY V PIERCE MAP 02 |
| Legal Block | 145 |
| Legal Lot Number | 1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records · APN 10-00145-0000-00001
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK |
| Jul 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FUNDING LLC |
| Apr 08, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Oct 06, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jan 21, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 1997 · Amount on Record |
| Deed Sale | Apr 18, 1997 · Amount on Record |
| Prior Sale | Oct 18, 1994 · Amount on Record |
| Deed Book / Page | 4403 / 62 |
| Last Transfer Date | Dec 24, 2016 |
| Transfer Doc | 0001210732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 18, 2026 |
| Property Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000031448 |
| Book / Page | 20025 / 1538 |
| Instrument Date | May 06, 2026 |
| Instrument | 202631448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000031448, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 20025/1538 |
| Instrument | 202631448 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000098066 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 19094/1479 |
| Instrument | 2022098066 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000056480 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 17559/1824 |
| Instrument | 2019056480 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000034172 |
| Instrument Date | Apr 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 CHESTNUT ST MIDDLESEX NJ 088461726, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000034172 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 017846/001437 |
| Instrument | 34172 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000021919 |
| Book / Page | 016932 / 000444 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 CHESTNUT ST MIDDLESEX NJ 088461726, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000021919 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 016932/000444 |
| Instrument | 21919 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 21, 2017 |
| Property Address | 523 CHESTNUT ST, MIDDLESEX, NJ 08846-1726 |
| Document Number | 0000001643 |
| Book / Page | 006926 / 000094 |
| Instrument Date | Dec 24, 2016 |
| Instrument | 1643 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | ELITE TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 523 CHESTNUT ST MIDDLESEX NJ 088461726, MIDDLESEX, NJ 08846-1726 |
| Document Number | 2439 |
|---|---|
| Date | Jan 21, 2017 |
| Book Page | 016640/000091 |
| Instrument | 2439 |
| Name | FINANCIAL FREEDOM MTG |
|---|---|
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2047 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,900 (+8%) Land $161,900 Building $427,000 | $588,900 (+8%) Land $161,900 Building $427,000 | |
| 2025 | $11,560.00 (+7.5%) | $545,300 (+17.34%) Land $161,900 Building $383,400 | $545,300 (+17.34%) Land $161,900 Building $383,400 |
| 2024 | $10,753.00 (-6.03%) | ||
| 2023 | $464,700 Land $161,900 Building $302,800 | $464,700 Land $161,900 Building $302,800 | |
| 2022 | $11,443.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 280 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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