531 Central Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 531 Central Ave, Bound Brook, NJ 08805

Property Summary

Property TypeSingle Family Home
Details1,698 sqft · built 1942
Lot Size0.145 acres (6,299 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (Jun 1996)
Tax Bill$12,180 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-00086-0000-00010

Property Details

APN / Parcel Number

Primary APN04-00086-0000-00010
Alternative APN
  • 040008600010

Interior

Stories2 Stories
Building Area1,698 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeFrame
Lot Area6,299 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address531 CENTRAL AVE
CityBOUND BROOK
StateNJ
Zip08805-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block86
Legal Lot Number10
JurisdictionSOMERSET NJ
Township / Civil DivisionBOUND BROOK
Census Block Group1
Census Block1018
Census Tract51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address531 CENTRAL AVE, BOUND BROOK, NJ 08805-1732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 1996 · Amount on Record
Deed SaleJun 10, 1996 · Amount on Record
Deed Book / Page2063 / 565
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address531 CENTRAL AVE, BOUND BROOK, NJ 08805-1732
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 CENTRAL AVE, BOUND BROOK, NJ 08805-1732

Mortgage

Document Number0000032631
DateNov 19, 2025
Book Page7651/36
Instrument2025032631
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$581,200 (+5.31%) Land $267,000 Building $314,200$581,200 (+5.31%) Land $267,000 Building $314,200
2025$12,180.00 (+2.57%)$551,900 (+13.49%) Land $242,000 Building $309,900$551,900 (+13.49%) Land $242,000 Building $309,900
2024$11,875.00 (+6.76%)
2023$486,300 Land $192,000 Building $294,300$486,300 Land $192,000 Building $294,300
2022$11,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1999–2021)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: AT&T.

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