522 Central Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 522 Central Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,499 sqft · built 1958
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Dec 2024)
Tax Bill	$14,105 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00087-0000-00011-01`

Property Details

APN / Parcel Number

Primary APN	`04-00087-0000-00011-01`
Alternative APNs	`04000870000000110001` `0400087000000011A`

Interior

Stories	1 Story
Building Area	2,499 sqft Living Area
1st Floor Area	2,499 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	197 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	0400087000000011A
Street Address	522 CENTRAL AVE
City	BOUND BROOK
State	NJ
Zip	08805-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	BOROUGH/BOUND BROOK
Legal Block	87
Legal Lot Number	11.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1017
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 CENTRAL AVE, BOUND BROOK, NJ 08805-1733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	May 8, 1998 · Amount on Record
Deed Document Number	202434661
Deed Book / Page	7595 / 2544
Record Updated	Sep 20, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 27, 2024
Property Address	522 CENTRAL AVE, BOUND BROOK, NJ 08805-1733
Document Number	0000034661
Book / Page	7595 / 2544
Instrument Date	Dec 10, 2024
Instrument	2024034661
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	POLO TITLE AGENCY LLC, LOTT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 HAMILTON ST, FLEMINGTON, NJ 08822-3162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CENTRAL AVE, BOUND BROOK, NJ 08805-1733

Mortgage

Document Number	0000034662
Date	Dec 27, 2024
Instrument	2024034662

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,400 (+4.74%) Land $274,500 Building $394,900	$669,400 (+4.74%) Land $274,500 Building $394,900
2025	$14,105.00 (+6.7%)	$639,100 (+45.78%) Land $249,500 Building $389,600	$639,100 (+45.78%) Land $249,500 Building $389,600
2024	$13,219.00 (+33.57%)
2023		$438,400 Land $199,500 Building $238,900	$438,400 Land $199,500 Building $238,900
2022	$9,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures