527 Central Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 527 Central Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,685 sqft · built 1942
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jan 2024)
Tax Bill	$13,268 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00086-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`04-00086-0000-00011`
Alternative APN	`040008600011`

Interior

Stories	2 Stories
Building Area	1,685 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	527 CENTRAL AVE
City	BOUND BROOK
State	NJ
Zip	08805-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	86
Legal Lot Number	11
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1018
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 CENTRAL AVE, BOUND BROOK, NJ 08805-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage MERCK SHARP & DOHME FCU
Jan 16, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20241209
Deed Book / Page	7541 / 232
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	527 CENTRAL AVE, BOUND BROOK, NJ 08805-1732
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CENTRAL AVE, BOUND BROOK, NJ 08805-1732

Mortgage

Document Number	0000032312
Date	Nov 17, 2025
Book Page	7650/2020
Instrument	2025032312

Lender

Name	MERCK SHARP & DOHME FCU
Type	Credit Union
Address	CHALFONT, PA 18914

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 16, 2024
Property Address	527 CENTRAL AVE, BOUND BROOK, NJ 08805-1732
Document Number	0000001209
Book / Page	7541 / 232
Instrument Date	Oct 19, 2023
Instrument	2024001209
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 CENTRAL AVE, BOUND BROOK, NJ 08805-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CENTRAL AVE, BOUND BROOK, NJ 08805-1732

Mortgage

Document Number	0000001210
Date	Jan 16, 2024
Instrument	2024001210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,100 (+4.97%) Land $267,000 Building $364,100	$631,100 (+4.97%) Land $267,000 Building $364,100
2025	$13,268.00 (+2.36%)	$601,200 (+20.22%) Land $242,000 Building $359,200	$601,200 (+20.22%) Land $242,000 Building $359,200
2024	$12,962.00 (+13.19%)
2023		$500,100 (+8.65%) Land $192,000 Building $308,100	$500,100 (+8.65%) Land $192,000 Building $308,100
2022	$11,452.00 (+15.82%)	$460,300 Land $167,000 Building $293,300	$460,300 Land $167,000 Building $293,300
2021	$9,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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