531 1st St, Galt, CA 95632 Property Records

Sacramento County property record for 531 1st St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,587 sqft · built 1946
Lot Size	0.157 acres (6,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2022)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-0242-003-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0242-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,353 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,833 sqft (0.157 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	531 1ST ST
City	GALT
State	CA
Zip	95632-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	POR BLK 29 TOWN OF GALT DES AS BEG AT A PT LOC S00%13W 114.43 FT FROM NW COR SD BLK TH N 73%58E 131.58 FT TH S 50 FT TH S
Legal Subdivision	GALT
Legal Block	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4015
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 1ST ST, GALT, CA 95632-1801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Apr 22, 2022	Grant Deed, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL SVGS BK
Jan 5, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Book / Page	20221101 / 1356
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	0000001105
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2022
Property Address	531 1ST ST, GALT, CA 95632-1801
Document Number	0000001356
Map Reference	MB 1 PG 22
Instrument Date	Oct 28, 2022
Instrument	2022110101356
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	531 1ST ST, GALT, CA 95632-1801

Mortgage

Document Number	0000001357
Date	Nov 1, 2022
Instrument	2022110101357

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 22, 2022
Property Address	531 1ST ST, GALT, CA 95632-1801
Document Number	0000000990
Map Reference	MB 1 PG 22
Instrument Date	Apr 20, 2022
Instrument	2022042200990
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 S LEE AVE, LODI, CA 95240-4601

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	531 1ST ST, GALT, CA 95632-1801
Document Number	2001030537
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 1ST ST GALT CA 956321801, GALT, CA 95632-1801

Mortgage

Document Number	2001030537
Date	Jan 3, 2020
Instrument	2001030537

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2018
Property Address	531 1ST ST, GALT, CA 95632-1801
Document Number	1801050814
Instrument Date	Dec 29, 2017
Instrument	1801050814
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 1ST ST GALT CA 956321801, GALT, CA 95632-1801

Mortgage

Document Number	1801050815
Date	Jan 5, 2018
Instrument	1801050815

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Mortgage

Document Number	1801050816,
Date	Jan 5, 2018
Instrument	1801050816

Lender

Name	FINANCE OF AMERICA MTG
Address	FOLSOM, CA 95630

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,177 (+2%) Land $132,651 Building $286,526
2025	$4,725.00 (+4.49%)	$410,958 (+4.04%) Land $130,050 Building $280,908
2024	$4,522.00 (+1.71%)
2023	$4,446.00 (+1%)	$395,000 Land $125,000 Building $270,000
2022	$4,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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