515 1st St, Galt, CA 95632 Property Records

Sacramento County property record for 515 1st St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1946
Lot Size	0.145 acres (6,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Apr 2024)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0242-002-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0242-002-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	936 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,333 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 1ST ST
City	GALT
State	CA
Zip	95632-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	POR BLK 29 TOWN OF GALT DES AS BEG AT A PT LOC S00%13W 62.53 FT FROM NW COR SD BLK 29 TH N 73%58E 117.11 FT TH S 50 FT TH S
Legal Subdivision	GALT
Legal Block	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4015
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 1ST ST, GALT, CA 95632-1801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jun 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Nov 1, 2023 · Amount on Record
Deed Book / Page	20240417 / 656
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 17, 2024
Property Address	515 1ST ST, GALT, CA 95632-1801
Document Number	0000000656
Map Reference	MB 1 MAP 22
Instrument Date	Apr 12, 2024
Instrument	202404170656
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	515 1ST ST, GALT, CA 95632-1801

Mortgage

Document Number	0000000657
Date	Apr 17, 2024
Instrument	202404170657

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2023
Property Address	515 1ST ST, GALT, CA 95632-1801
Document Number	0000000206
Map Reference	MB 1 MAP 22
Instrument Date	Oct 25, 2023
Instrument	202311010206
Transaction Type	Construction Loan
Record Updated	Nov 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 CAPITOL AVE, CHEYENNE, WY 82001-4528

Mortgage

Document Number	0000000207
Date	Nov 1, 2023
Instrument	202311010207

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 3, 2022
Property Address	515 1ST ST, GALT, CA 95632-1801
Document Number	0000000502
Map Reference	MB 1 MAP 22
Instrument Date	Jun 2, 2022
Instrument	2022060300502
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	515 1ST ST, GALT, CA 95632-1801

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,352 (+2%) Land $104,040 Building $291,312
2025	$4,456.00 (+76.48%)	$387,600 (+7.04%) Land $102,000 Building $285,600
2024	$2,525.00 (-38.05%)
2023	$4,076.00 (+56.95%)	$362,100 Land $102,000 Building $260,100
2022	$2,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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