550 1st St, Galt, CA 95632 Property Records

Sacramento County property record for 550 1st St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,437 sqft · built 1915
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2021)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`148-0160-010-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0160-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	361 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	550 1ST ST
City	GALT
State	CA
Zip	95632-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FRAC SW 1/4 SEC 27 TWP 5 N R 6 E M D B &M DES ASBEG AT A PT ON E LINE TR 12 RANCHO DE SAN JON DE LOS MOQUELUMNOS LOCATED NO
Legal Tract	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4014
Census Tract	9502

Owner

550 1st St is owned and occupied by an individual who bought it in April 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	550 1ST ST, GALT, CA 95632-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2020	Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Book / Page	20210429 / 2242
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2021
Property Address	550 1ST ST, GALT, CA 95632-1802
Document Number	0000002242
Instrument Date	Apr 6, 2021
Instrument	202104292242
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 1ST ST, GALT, CA 95632-1802

Mortgage

Document Number	0000002243
Date	Apr 29, 2021
Instrument	202104292243

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 4, 2051

August 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 28, 2020
Property Address	550 1ST ST, GALT, CA 95632-1802
Document Number	2008280006
Instrument Date	Aug 18, 2020
Instrument	2008280006
Transaction Type	Foreclosure
Record Updated	Sep 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD REDONDO BEACH CA 902781226, REDONDO BEACH, CA 90278-1226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 550 1st St was $5,102, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,668 (+2%) Land $258,474 Building $194,194
2025	$5,102.00 (+4.48%)	$443,793 Land $253,406 Building $190,387
2024	$4,883.00 (+1.71%)
2023	$4,801.00 (+4.19%)	$426,562 Land $243,567 Building $182,995
2022	$4,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 550 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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