5304 Sovereign Pl, Frederick, MD 21703 Property Records

Frederick County property record for 5304 Sovereign Pl, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,267 sqft · built 1993
Lot Size0.229 acres (9,979 sqft)
Owner2 Individual Names on File
Last Sale$400,500 (May 2013)
Tax Bill$5,423 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-566352

Property Details

APN / Parcel Number

Primary APN28-566352
Alternative APN
  • 566352

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,267 sqft Living Area
Gross Area3,667 sqft
1st Floor Area1,416 sqft
Basement Area895 sqft
Finished Basement895 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,979 sqft (0.229 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area132 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number566352
Street Address5304 SOVEREIGN PL
CityFREDERICK
StateMD
Zip21703-8381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 10 SECT 1 9,979 SQ FT KINGSBROOK P.U.D.
Legal SubdivisionKINGSBROOK PUD
Legal Lot Number10
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3000
Census Tract751002

Owner

5304 Sovereign Pl is owned and occupied by two individuals who bought it in May 2013.

Source: Frederick County records, as of August 4, 2025

Owner of Record2 Individual Names on File
Mailing Address5304 SOVEREIGN PL, FREDERICK, MD 21703-8381
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2013 · Amount on File
Deed SaleMay 10, 2013 · Amount on File
Prior SaleDec 31, 1992 · Amount on File
Deed Book / Page9537 / 489
Prior Transfer DateAug 23, 2010
Prior Transfer Doc0079610477
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5304 SOVEREIGN PL, FREDERICK, MD 21703-8381
Transaction TypeMortgage
Record UpdatedNov 9, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154380287
DateOct 28, 2021
Book Page15438/287
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term355 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$525,100 Land $99,700 Building $425,400$525,100 Land $99,700 Building $425,400
2024$5,423.00 (+8.81%)
2023$4,984.00 Homeowner's exemption$439,100$525,100 Land $99,700 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5304 Sovereign Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 Sovereign Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Sovereign Pl

Nearby Streets

Search Property Records by Address or Parcel Number