Union County property record for 5306 Sand Trap Ct, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 2016 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2017) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-417-098 |
| Primary APN | 09-417-098 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,678 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5306 SAND TRAP CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #123 STONEBRIDGE OPCJ729/OPCJ774-775 |
| Legal Subdivision | STONEBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 21005 |
5306 Sand Trap Ct, a rural home, is owned and occupied by two individuals who bought it in May 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5306 SAND TRAP CT, MONROE, NC 28112-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| May 26, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Prior Sale | May 5, 2016 · Amount on File |
| Deed Document Number | 201714704 |
| Prior Transfer Date | Mar 30, 2011 |
| Prior Transfer Doc | 5516743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5306 SAND TRAP CT, MONROE, NC 28112-7783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | TITLE 365- NLSE, TITLE 365 NLSE |
| Name | Verified Name |
|---|---|
| Address | 5306 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Number | 0000892934 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 8929/34 |
| Instrument | 14851 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5306 SAND TRAP CT, MONROE, NC 28112-7783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000844859 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 8448/59 |
| Instrument | 13072 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 26, 2017 |
| Property Address | 5306 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Number | 6939828 |
| Book / Page | 006939 / 000828 |
| Instrument Date | May 25, 2017 |
| Instrument | 14704 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5306 SAND TRAP CT MONROE NC 281127783, MONROE, NC 28112-7783 |
| Document Number | 6939830 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 006939/000830 |
| Instrument | 14705 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2047 |
The 2025 property tax bill for 5306 Sand Trap Ct was $2,034.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,400 (-) Land $112,100 Building $310,300 | $422,400 (-) Land $112,100 Building $310,300 | |
| 2025 | $2,034.00 | $422,400 Land $112,100 Building $310,300 | $422,400 Land $112,100 Building $310,300 |
| 2023 | $1,728.00 | $272,400 Land $67,500 Building $204,900 | $272,400 Land $67,500 Building $204,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5306 Sand Trap Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5306 Sand Trap Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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