Union County property record for 5204 Sand Trap Ct, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,666 sqft · built 2016 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $518,500 (Aug 2024) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-417-102 |
| Primary APN | 09-417-102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,666 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 401 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5204 SAND TRAP CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #127 STONEBRIDGE OPCJ729 OPCJ774-775 |
| Legal Subdivision | STONEBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21005 |
5204 Sand Trap Ct, a rural home, is owned by a company that bought it in August 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 30, 2024 | Warranty Deed, Transfer TRYON TITLE AGENCY LLC |
| Oct 19, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Prior Sale | Jan 4, 2016 · Amount on File |
| Deed Document Number | 202420826 |
| Deed Book / Page | 8968 / 583 |
| Prior Transfer Date | Mar 30, 2011 |
| Prior Transfer Doc | 0005516743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | UNKNOWN, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008378704 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 8378/704 |
| Instrument | 2570 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 30, 2024 |
| Property Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
| Document Number | 0008968583 |
| Book / Page | 8968 / 583 |
| Map Reference | MB J FILE 774 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 20826 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,037.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24197 HEARTLEAF RD, FRANKFORD, DE 19945-3746 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 19, 2023 |
| Property Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
| Document Number | 0000087991 |
| Book / Page | 8799 / 1 |
| Map Reference | MB J PG 774 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 25372 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5204 SAND TRAP CT, MONROE, NC 28112-7789 |
The 2025 property tax bill for 5204 Sand Trap Ct was $2,592.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,300 (-) Land $112,100 Building $426,200 | $538,300 (-) Land $112,100 Building $426,200 | |
| 2025 | $2,592.00 | $538,300 Land $112,100 Building $426,200 | $538,300 Land $112,100 Building $426,200 |
| 2023 | $2,108.00 | $332,400 Land $67,500 Building $264,900 | $332,400 Land $67,500 Building $264,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5204 Sand Trap Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5204 Sand Trap Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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