Union County property record for 5302 Sand Trap Ct, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,829 sqft · built 2015 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Mar 2016) |
| Tax Bill | $1,068 (2025) |
| Deeds & Mortgages | Oct 2025 Reverse Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-417-100 |
| Primary APN | 09-417-100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| 1st Floor Area | 1,829 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,320 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5302 SAND TRAP CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #125 STONEBRIDGE OPCJ729/OPCJ774-775 |
| Legal Subdivision | STONEBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 21005 |
5302 Sand Trap Ct, a rural home, is owned and occupied by an individual who acquired it in October 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Reverse Mortgage T2 FINANCIAL LLC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 19, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 21, 2024 | Intrafamily Transfer, Transfer |
| Dec 20, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on File |
| Deed Sale | Mar 11, 2016 · Amount on File |
| Prior Sale | Sep 17, 2015 · Amount on File |
| Deed Document Number | 20166314 |
| Deed Book / Page | 6631 / 235 |
| Last Transfer Date | Oct 16, 2024 |
| Transfer Doc | 0008998206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | PRESIDENTIAL TITLE INC, PRESIDENTIAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Number | 0009217763 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 9217/763 |
| Instrument | 26285 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 782 Months |
| Due | Dec 20, 2090 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008433204 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 8433/204 |
| Instrument | 10831 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Number | 0009015725 |
|---|---|
| Date | Nov 19, 2024 |
| Book Page | 9015/725 |
| Instrument | 27731 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 21, 2024 |
| Property Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Number | 0008998206 |
| Book / Page | 8998 / 206 |
| Map Reference | MB J FILE 774 |
| Instrument Date | Oct 16, 2024 |
| Instrument | 25257 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 20, 2021 |
| Property Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
| Document Number | 0008349429 |
| Book / Page | 8349 / 429 |
| Map Reference | MB J FILE 774 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 59495 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5302 SAND TRAP CT, MONROE, NC 28112-7783 |
The 2025 property tax bill for 5302 Sand Trap Ct was $1,068.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,900 (-) Land $112,100 Building $331,800 | $443,900 (-) Land $112,100 Building $331,800 | |
| 2025 | $1,068.00 | $443,900 Land $112,100 Building $331,800 | $443,900 Land $112,100 Building $331,800 |
| 2023 | $892.00 | $281,500 Land $67,500 Building $214,000 | $281,500 Land $67,500 Building $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5302 Sand Trap Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5302 Sand Trap Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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