Hillsborough County property record for 5306 Reflections Blvd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,214 sqft · built 1998 |
| Lot Size | 0.309 acres (13,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Aug 2016) |
| Tax Bill | $8,019 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012931-5718 |
| Primary APN | 012931-5718 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,214 sqft Living Area |
| Gross Area | 4,184 sqft |
| 1st Floor Area | 3,214 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,450 sqft (0.309 acres) |
| Lot Dimensions | 148 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Patio Area | 169 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129315718 |
|---|---|
| Street Address | 5306 REFLECTIONS BLVD |
| City | LUTZ |
| State | FL |
| Zip | 33558-9045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA PHASE 2 LOT 9 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | HF |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5306 REFLECTIONS BLVD, LUTZ, FL 33558-9045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION |
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Dec 7, 2013 · Amount on Record |
| Deed Document Number | 2016296552 |
| Deed Book / Page | 24270 / 839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 5306 REFLECTIONS BLVD, LUTZ, FL 33558-9045 |
| Document Number | 0000269074 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026269074 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593,809.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5306 REFLECTIONS BLVD, LUTZ, FL 33558-9045 |
| Document Number | 0000269075, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026269075 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 5306 REFLECTIONS BLVD, LUTZ, FL 33558-9045 |
| Document Number | 0000218595 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026218595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5306 REFLECTIONS BLVD, LUTZ, FL 33558-9045 |
| Document Number | 0000218595, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 2026218595 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,019.00 (+8.51%) Homeowner's exemption | $445,918 (+5.99%) | $620,629 (+3.18%) Land $145,133 Building $475,496 |
| 2024 | $7,390.00 (+3.34%) | ||
| 2023 | $7,151.00 (+3.8%) Homeowner's exemption | $420,729 (+3%) | $601,491 (+10.74%) Land $137,494 Building $463,997 |
| 2022 | $6,889.00 Homeowner's exemption | $408,475 | $543,163 Land $91,663 Building $451,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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